{"id":98768,"date":"2017-10-12T12:06:59","date_gmt":"2017-10-12T10:06:59","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=98768"},"modified":"2017-10-12T12:23:46","modified_gmt":"2017-10-12T10:23:46","slug":"az-mnb-a-fix-kamatozasu-lakashitelek-fele-akarja-terelni-a-piacot","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/az-mnb-a-fix-kamatozasu-lakashitelek-fele-akarja-terelni-a-piacot\/","title":{"rendered":"Az MNB a fix kamatoz\u00e1s\u00fa lak\u00e1shitelek fel\u00e9 akarja terelni a piacot"},"content":{"rendered":"<p><strong>A fix kamatoz\u00e1s\u00fa lak\u00e1shitelek fel\u00e9 akarja terelni a piacot a Magyar Nemzeti Bank (MNB), ugyanis hossz\u00fa t\u00e1von ezek a kisz\u00e1m\u00edthat\u00f3k &#8211; mondta F\u00fcl\u00f6p Zsuzsanna, a Magyar Nemzeti Bank (MNB) fel\u00fcgyeleti sz\u00f3viv\u0151je cs\u00fct\u00f6rt\u00f6k\u00f6n az M1 aktu\u00e1lis csatorn\u00e1n.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    Megjegyezte ugyanakkor, hogy a fogyaszt\u00f3k egyel\u0151re m\u00e9g nagy sz\u00e1mban vesznek ig\u00e9nybe v\u00e1ltoz\u00f3 kamatoz\u00e1s\u00fa hiteleket, amelyekn\u00e9l egy \u00e9ven bel\u00fcl, h\u00e1rom vagy hat havonta is v\u00e1ltozhatnak a kamatok, mindez pedig tov\u00e1bbi terheket r\u00f3hat az \u00fcgyfelekre. Ehhez k\u00e9pest a fix kamatoz\u00e1s\u00fa konstrukci\u00f3kn\u00e1l a kamatperi\u00f3duson bel\u00fcl &#8211; ami 5, 10 \u00e9v is lehet &#8211; nem v\u00e1ltoznak a kamatok, a t\u00f6rleszt\u00e9s egyenl\u0151 marad \u00e9s \u00edgy hossz\u00fa t\u00e1von a t\u00f6rleszt\u00e9s sokkal kisz\u00e1m\u00edthat\u00f3bb\u00e1 v\u00e1lik &#8211; mondta a fel\u00fcgyeleti sz\u00f3viv\u0151.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n    F\u00fcl\u00f6p Zsuzsanna hangs\u00falyozta: a min\u0151s\u00edtett fogyaszt\u00f3bar\u00e1t lak\u00e1shitelek jellemz\u0151in\u00e9l p\u00e9ldak\u00e9nt eml\u00edtette m\u00e9g, hogy ezeket a term\u00e9keket maximum 3,5 sz\u00e1zal\u00e9kos kamatfel\u00e1rral lehet k\u00edn\u00e1lni, a fogyaszt\u00f3k 3, 5, 10 \u00e9vre vagy a teljes futamid\u0151 v\u00e9g\u00e9ig k\u00e9rhetik a r\u00f6gz\u00edtett kamatokat, valamint, hogy a kapcsol\u00f3d\u00f3 k\u00f6lts\u00e9gek mint a foly\u00f3s\u00edt\u00e1si \u00e9s az el\u0151t\u00f6rleszt\u00e9si d\u00edj is maximaliz\u00e1lt.<br \/>\n    F\u00fcl\u00f6p Zsuzsanna k\u00f6z\u00f6lte: nagy el\u0151nye ezeknek a hiteleknek, hogy a standardiz\u00e1lt felt\u00e9telrendszer miatt sokkal k\u00f6nnyebben \u00f6sszehasonl\u00edthat\u00f3k.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A fix kamatoz\u00e1s\u00fa lak\u00e1shitelek fel\u00e9 akarja terelni a piacot a Magyar Nemzeti Bank (MNB), ugyanis hossz\u00fa t\u00e1von ezek a kisz\u00e1m\u00edthat\u00f3k &#8211; mondta F\u00fcl\u00f6p Zsuzsanna, a Magyar Nemzeti Bank (MNB) fel\u00fcgyeleti sz\u00f3viv\u0151je cs\u00fct\u00f6rt\u00f6k\u00f6n az M1 aktu\u00e1lis csatorn\u00e1n.<\/p>\n","protected":false},"author":1,"featured_media":68791,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[146,19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/98768"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=98768"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/98768\/revisions"}],"predecessor-version":[{"id":98769,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/98768\/revisions\/98769"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media\/68791"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=98768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=98768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=98768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}