{"id":95653,"date":"2017-07-21T15:11:32","date_gmt":"2017-07-21T13:11:32","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=95653"},"modified":"2017-07-21T15:11:32","modified_gmt":"2017-07-21T13:11:32","slug":"az-mnb-19-millio-forintra-birsagolta-a-porsche-bankot","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/az-mnb-19-millio-forintra-birsagolta-a-porsche-bankot\/","title":{"rendered":"Az MNB 19 milli\u00f3 forintra b\u00edrs\u00e1golta a Porsche Bankot"},"content":{"rendered":"<p><strong>Az MNB 19 milli\u00f3 forint b\u00edrs\u00e1g megfizet\u00e9s\u00e9re k\u00f6telezte a Porsche Bank Hung\u00e1ria Zrt.-t v\u00e1llalatir\u00e1ny\u00edt\u00e1si, kock\u00e1zatkezel\u00e9si, t\u0151kesz\u00e1m\u00edt\u00e1si, sz\u00e1mviteli, adatszolg\u00e1ltat\u00e1si \u00e9s informatikai tev\u00e9kenys\u00e9get \u00e9rint\u0151 hi\u00e1nyoss\u00e1gok miatt, a felt\u00e1rt jogs\u00e9rt\u00e9sek nem vesz\u00e9lyeztetik a bank megb\u00edzhat\u00f3 m\u0171k\u00f6d\u00e9s\u00e9t &#8211; t\u00e1j\u00e9koztatta a Magyar Nemzeti Bank (MNB) p\u00e9nteken az MTI-t.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    A jegybank hat\u00e1rozat\u00e1ban k\u00f6telezte a Porsche Bankot, hogy tegye meg a sz\u00fcks\u00e9ges int\u00e9zked\u00e9seket a felt\u00e1rt hi\u00e1nyoss\u00e1gok megsz\u00fcntet\u00e9s\u00e9re.<br \/>\n    A jegybanki vizsg\u00e1lat a Porsche Bankn\u00e1l egyebek mellett a v\u00e1llalatir\u00e1ny\u00edt\u00e1si tev\u00e9kenys\u00e9ggel, a hitelkock\u00e1zat kezel\u00e9s\u00e9vel \u00e9s a fogyaszt\u00f3k t\u00falzott elad\u00f3sod\u00e1s\u00e1nak elker\u00fcl\u00e9s\u00e9t c\u00e9lz\u00f3 ad\u00f3ss\u00e1gf\u00e9k bels\u0151 szab\u00e1lyoz\u00e1s\u00e1val \u00e9s alkalmaz\u00e1s\u00e1val kapcsolatban \u00e1llap\u00edtott meg hi\u00e1nyoss\u00e1gokat. Ez ut\u00f3bbi lehet\u0151v\u00e9 tette a j\u00f6vedelemar\u00e1nyos t\u00f6rleszt\u0151r\u00e9szlet mutat\u00f3 (JTM) szab\u00e1lyok szerint nem hitelezhet\u0151 \u00fcgyfelek finansz\u00edroz\u00e1s\u00e1t, illetve a megengedettn\u00e9l magasabb t\u00f6rleszt\u0151r\u00e9szletek meg\u00e1llap\u00edt\u00e1s\u00e1t.<br \/>\n    Probl\u00e9m\u00e1t tal\u00e1lt a vizsg\u00e1lat a t\u0151kek\u00f6vetelm\u00e9ny-sz\u00e1m\u00edt\u00e1s, a sz\u00e1mvitel, az adatszolg\u00e1ltat\u00e1si gyakorlat \u00e9s az informatikai biztons\u00e1g ter\u00e9n is.<br \/>\n    A k\u00f6zlem\u00e9ny szerint a fel\u00fcgyeleti b\u00edrs\u00e1g kiszab\u00e1s\u00e1t k\u00fcl\u00f6n\u00f6sen indokoltt\u00e1 tette a p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00e1si tev\u00e9kenys\u00e9g k\u00f6r\u00e9ben meg\u00e1llap\u00edtott jogs\u00e9rt\u00e9sek sz\u00e1ma \u00e9s s\u00falya.<br \/>\n    S\u00falyos\u00edt\u00f3 k\u00f6r\u00fclm\u00e9nynek sz\u00e1m\u00edtott, hogy a bank hitelez\u00e9si tev\u00e9kenys\u00e9ge sor\u00e1n olyan gyakorlatot folytatott, amely a lakoss\u00e1gi elad\u00f3sod\u00e1s megel\u0151z\u00e9s\u00e9t seg\u00edt\u0151 JTM-szab\u00e1lyok \u00e9rv\u00e9nyes\u00fcl\u00e9s\u00e9t akad\u00e1lyozta. Enyh\u00edt\u0151 k\u00f6r\u00fclm\u00e9nyk\u00e9nt \u00e9rt\u00e9kelt\u00e9k ugyanakkor, hogy a hitelint\u00e9zet a JTM-t\u00fall\u00e9p\u00e9s lehet\u0151s\u00e9g\u00e9nek megsz\u00fcntet\u00e9s\u00e9re azonnali int\u00e9zked\u00e9seket tett &#8211; k\u00f6z\u00f6lte az MNB.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az MNB 19 milli\u00f3 forint b\u00edrs\u00e1g megfizet\u00e9s\u00e9re k\u00f6telezte a Porsche Bank Hung\u00e1ria Zrt.-t v\u00e1llalatir\u00e1ny\u00edt\u00e1si, kock\u00e1zatkezel\u00e9si, t\u0151kesz\u00e1m\u00edt\u00e1si, sz\u00e1mviteli, adatszolg\u00e1ltat\u00e1si \u00e9s informatikai tev\u00e9kenys\u00e9get \u00e9rint\u0151 hi\u00e1nyoss\u00e1gok miatt, a felt\u00e1rt jogs\u00e9rt\u00e9sek nem vesz\u00e9lyeztetik a bank megb\u00edzhat\u00f3 m\u0171k\u00f6d\u00e9s\u00e9t &#8211; t\u00e1j\u00e9koztatta a Magyar Nemzeti Bank (MNB) p\u00e9nteken az MTI-t.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/95653"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=95653"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/95653\/revisions"}],"predecessor-version":[{"id":95654,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/95653\/revisions\/95654"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=95653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=95653"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=95653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}