{"id":93997,"date":"2017-06-09T12:15:59","date_gmt":"2017-06-09T10:15:59","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=93997"},"modified":"2017-06-09T12:07:17","modified_gmt":"2017-06-09T10:07:17","slug":"a-jegybank-ajanlast-fogalmazott-meg-a-kesedelmes-vallalati-hitelek-rendezesere","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/a-jegybank-ajanlast-fogalmazott-meg-a-kesedelmes-vallalati-hitelek-rendezesere\/","title":{"rendered":"A jegybank aj\u00e1nl\u00e1st fogalmazott meg a k\u00e9sedelmes v\u00e1llalati hitelek rendez\u00e9s\u00e9re"},"content":{"rendered":"<p><strong>A Magyar Nemzeti Bank (MNB) \u00faj aj\u00e1nl\u00e1st bocs\u00e1tott ki a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyeknek a fizet\u00e9si neh\u00e9zs\u00e9gekkel k\u00fczd\u0151 v\u00e1llalati ad\u00f3sok helyzet\u00e9nek rendez\u00e9s\u00e9re, a nemteljes\u00edt\u0151 v\u00e1llalati hitelek kialakul\u00e1s\u00e1nak megel\u0151z\u00e9s\u00e9re &#8211; k\u00f6z\u00f6lte a jegybank p\u00e9nteken az MTI-vel. <\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    A k\u00f6zlem\u00e9ny szerint jelent\u0151s, mintegy 600 milli\u00e1rd forint a nemteljes\u00edt\u0151 v\u00e1llalati k\u00f6vetel\u00e9sek \u00e9rt\u00e9ke a hitelint\u00e9zeti szektorban.<br \/>\n    A jegybank aj\u00e1nlja t\u00f6bbek k\u00f6z\u00f6tt a tartoz\u00e1s jogi \u00faton t\u00f6rt\u00e9n\u0151 behajt\u00e1sa el\u0151tti egyezs\u00e9get, a hitelek \u00e1tstruktur\u00e1l\u00e1s\u00e1t egy\u00e9nre szabott p\u00e9nz\u00fcgyi megold\u00e1sokkal.<br \/>\n    Fizet\u00e9si neh\u00e9zs\u00e9g eset\u00e9n alapvet\u0151 jegybanki elv\u00e1r\u00e1s a miel\u0151bbi  kapcsolatfelv\u00e9tel az ad\u00f3sokkal, a megold\u00e1skeres\u00e9st seg\u00edt\u0151 folyamatos t\u00e1j\u00e9koztat\u00e1s, illetve az ad\u00f3st egy\u00fcttesen finansz\u00edroz\u00f3 int\u00e9zm\u00e9nyekn\u00e9l &#8211; a koordin\u00e1l\u00f3 \u00e9s vitarendez\u0151 feladatokat is ell\u00e1t\u00f3 &#8211; hitelez\u0151i koll\u00e9gium l\u00e9trehoz\u00e1sa.<br \/>\n    A sikeres megegyez\u00e9st el\u0151seg\u00edtheti, ha a felek \u00e9rdekeik k\u00e9pviselet\u00e9re &#8211; ak\u00e1r k\u00f6z\u00f6s megb\u00edzottk\u00e9nt &#8211; f\u00fcggetlen szaktan\u00e1csad\u00f3t is ig\u00e9nybe vesznek &#8211; \u00e1ll a k\u00f6zlem\u00e9nyben.<br \/>\n    A jegybanki aj\u00e1nl\u00e1s el\u0151remutat\u00f3nak tartja, ha a hitelez\u0151k az ad\u00f3sokkal t\u00f6rt\u00e9n\u0151 megegyez\u00e9sig tart\u00f3zkodnak a fedezet\u00e9rv\u00e9nyes\u00edt\u00e9st\u0151l, a k\u00f6vetel\u00e9sek jogi behajt\u00e1s\u00e1t\u00f3l, illetve halad\u00e9kot biztos\u00edtanak.<br \/>\n    A halad\u00e9k id\u0151tartama alatt a hitelez\u0151k &#8211; a megold\u00e1si javaslatok el\u0151k\u00e9sz\u00edt\u00e9se \u00e9rdek\u00e9ben &#8211; felm\u00e9rik az ad\u00f3s p\u00e9nz\u00fcgyi helyzet\u00e9t \u00e9s egy\u00e9b k\u00f6r\u00fclm\u00e9nyeit.<br \/>\n    Az MNB elv\u00e1rja, hogy a fizet\u00e9st helyre\u00e1ll\u00edt\u00f3 hitelez\u0151i javaslat az ad\u00f3sok megold\u00e1st keres\u0151 javaslatait is figyelembe vegye. Az \u00e1tstruktur\u00e1l\u00e1s akkor tekinthet\u0151 hat\u00e9konynak, ha az ad\u00f3s el\u0151rel\u00e1that\u00f3lag teljes\u00edteni tudja majd valamennyi, a megegyez\u00e9st k\u00f6vet\u0151en fennmarad\u00f3 fizet\u00e9si k\u00f6telezetts\u00e9g\u00e9t &#8211; hangs\u00falyozza a jegybank k\u00f6zlem\u00e9ny\u00e9ben.<br \/>\n    Az aj\u00e1nl\u00e1s alkalmaz\u00e1s\u00e1t a jegybank 2017. november 27-t\u0151l v\u00e1rja el.<br \/>\n    A szab\u00e1lyoz\u00e1s elk\u00e9sz\u00edt\u00e9s\u00e9t sz\u00e9les k\u00f6r\u0171 \u00e9rdekk\u00e9pviseleti konzult\u00e1ci\u00f3 \u00e9s az Eur\u00f3pai \u00dajj\u00e1\u00e9p\u00edt\u00e9si \u00e9s Fejleszt\u00e9si Bankkal k\u00f6z\u00f6s szakmai munka el\u0151zte meg &#8211; \u00edrta az MNB.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Magyar Nemzeti Bank (MNB) \u00faj aj\u00e1nl\u00e1st bocs\u00e1tott ki a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyeknek a fizet\u00e9si neh\u00e9zs\u00e9gekkel k\u00fczd\u0151 v\u00e1llalati ad\u00f3sok helyzet\u00e9nek rendez\u00e9s\u00e9re, a nemteljes\u00edt\u0151 v\u00e1llalati hitelek kialakul\u00e1s\u00e1nak megel\u0151z\u00e9s\u00e9re &#8211; k\u00f6z\u00f6lte a jegybank p\u00e9nteken az MTI-vel.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/93997"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=93997"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/93997\/revisions"}],"predecessor-version":[{"id":93998,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/93997\/revisions\/93998"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=93997"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=93997"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=93997"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}