{"id":82454,"date":"2016-07-19T10:45:21","date_gmt":"2016-07-19T08:45:21","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=82454"},"modified":"2016-07-20T21:23:02","modified_gmt":"2016-07-20T19:23:02","slug":"bankracio-hu-a-netto-ber-sokkal-kisebb-reszet-viszi-el-a-hiteltorlesztes","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/bankracio-hu-a-netto-ber-sokkal-kisebb-reszet-viszi-el-a-hiteltorlesztes\/","title":{"rendered":"BankR\u00e1ci\u00f3.hu: a nett\u00f3 b\u00e9r sokkal kisebb r\u00e9sz\u00e9t viszi el a hitelt\u00f6rleszt\u00e9s"},"content":{"rendered":"<p><strong>Egy \u00e1tlagos lak\u00e1shitel havi t\u00f6rleszt\u00e9se id\u00e9n az \u00e1tlagfizet\u00e9s 32 sz\u00e1zal\u00e9k\u00e1t teszi ki, m\u00edg \u00f6t \u00e9vvel ezel\u0151tt m\u00e9g 52 sz\u00e1zal\u00e9kos volt, azaz 20 sz\u00e1zal\u00e9kponttal cs\u00f6kkent &#8211; der\u00fcl ki a <a href=\"https:\/\/www.bankracio.hu\/hitelkalkulator\/lakashitel\/1-lakasvasarlasi-hitel-hasznalt-lakasra\" target=\"_blank\" rel=\"noopener\">BankR\u00e1ci\u00f3.hu<\/a> elemz\u00e9s\u00e9b\u0151l, amely szerint a nett\u00f3 re\u00e1lb\u00e9rek emelked\u00e9se hozz\u00e1j\u00e1rulhat a hitelez\u00e9si fordulathoz.<br \/>\n<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\nAz ingatlan.com-csoporthoz tartoz\u00f3 port\u00e1l MTI-hez kedden eljuttatott elemz\u00e9se szerint j\u00falius k\u00f6zep\u00e9ig a lak\u00e1shitelek ir\u00e1nt \u00e9rdekl\u0151d\u0151k sz\u00e1ma 78 sz\u00e1zal\u00e9kkal n\u0151tt a m\u00falt \u00e9v azonos id\u0151szak\u00e1hoz k\u00e9pest, a szem\u00e9lyi hitelek ir\u00e1nti \u00e9rdekl\u0151d\u00e9s pedig 66 sz\u00e1zal\u00e9kkal emelkedett. Az alapkamat ut\u00f3bbi \u00e9vekben l\u00e1tott cs\u00f6kken\u00e9se mellett a nett\u00f3 keresetek alakul\u00e1sa befoly\u00e1solta a hitelez\u00e9st &#8211; mondta a k\u00f6zlem\u00e9nyben Gergely P\u00e9ter, a port\u00e1l hitelszak\u00e9rt\u0151je.<br \/>\nA mutat\u00f3 a szem\u00e9lyi k\u00f6lcs\u00f6n\u00f6k eset\u00e9ben is cs\u00f6kkent: 2011-ben egy \u00e1tlagos, 1 milli\u00f3 forintos 60 h\u00f3nap futamidej\u0171 szem\u00e9lyi hitel a nett\u00f3 fizet\u00e9s 21 sz\u00e1zal\u00e9k\u00e1t vitte el, m\u00edg az id\u00e9n csak a 15 sz\u00e1zal\u00e9k\u00e1t.<br \/>\nA m\u00e1jusi jegybanki adatok szerint a lak\u00e1shitelek \u00e1tlagos piaci kamata 5,11 sz\u00e1zal\u00e9k volt, a szem\u00e9lyi hitelek\u00e9 pedig 16,72 sz\u00e1zal\u00e9kot tett ki, de enn\u00e9l j\u00f3val kedvez\u0151bb aj\u00e1nlatokat is k\u00edn\u00e1lnak a bankok, a lak\u00e1shiteleken t\u00f6bb milli\u00f3 forintot lehet sp\u00f3rolni az aj\u00e1nlatok \u00f6sszehasonl\u00edt\u00e1s\u00e1val &#8211; h\u00edvt\u00e1k fel a figyelmet.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Egy \u00e1tlagos lak\u00e1shitel havi t\u00f6rleszt\u00e9se id\u00e9n az \u00e1tlagfizet\u00e9s 32 sz\u00e1zal\u00e9k\u00e1t teszi ki, m\u00edg \u00f6t \u00e9vvel ezel\u0151tt m\u00e9g 52 sz\u00e1zal\u00e9kos volt, azaz 20 sz\u00e1zal\u00e9kponttal cs\u00f6kkent &#8211; der\u00fcl ki a BankR\u00e1ci\u00f3.hu elemz\u00e9s\u00e9b\u0151l, amely szerint a nett\u00f3 re\u00e1lb\u00e9rek emelked\u00e9se hozz\u00e1j\u00e1rulhat a hitelez\u00e9si fordulathoz.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/82454"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=82454"}],"version-history":[{"count":2,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/82454\/revisions"}],"predecessor-version":[{"id":82512,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/82454\/revisions\/82512"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=82454"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=82454"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=82454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}