{"id":81302,"date":"2016-06-21T20:57:22","date_gmt":"2016-06-21T18:57:22","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=81302"},"modified":"2016-06-21T21:26:30","modified_gmt":"2016-06-21T19:26:30","slug":"leminositesi-felulvizsgalat-ala-vette-az-fhb-t-a-moodys","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/leminositesi-felulvizsgalat-ala-vette-az-fhb-t-a-moodys\/","title":{"rendered":"Lemin\u0151s\u00edt\u00e9si fel\u00fclvizsg\u00e1lat al\u00e1 vette az FHB-t a Moody&#8217;s"},"content":{"rendered":"<p><strong>Lemin\u0151s\u00edt\u00e9si fel\u00fclvizsg\u00e1lat al\u00e1 vette az FHB bankot kedden a Moody&#8217;s Investors Service, els\u0151sorban a bank fizet\u0151k\u00e9pess\u00e9g\u00e9t \u00e9s \u00fczleti kil\u00e1t\u00e1sait terhel\u0151 megn\u00f6vekedett kock\u00e1zatokkal indokolva a l\u00e9p\u00e9st.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    A nemzetk\u00f6zi hitelmin\u0151s\u00edt\u0151 kedd este Londonban k\u00f6z\u00f6lte, hogy a fel\u00fclvizsg\u00e1latot a bank fizet\u0151k\u00e9pess\u00e9g\u00e9t \u00e9s \u00fczleti kil\u00e1t\u00e1sait terhel\u0151 megn\u00f6vekedett kock\u00e1zatok indokolj\u00e1k, az idei els\u0151 negyed\u00e9v jelent\u0151s vesztes\u00e9gei \u00e9s a magyar hat\u00f3s\u00e1gok \u00e1ltal az ut\u00f3bbi id\u0151ben bejelentett int\u00e9zked\u00e9sek &#8211; k\u00f6zt\u00fck rend\u0151rs\u00e9gi vizsg\u00e1lat \u00e9s a jegybank \u00e1ltal kir\u00f3tt p\u00e9nzb\u00edrs\u00e1g &#8211; nyom\u00e1n.<br \/>\n    A Moody&#8217;s fel\u00fclvizsg\u00e1lata az FHB &#8222;caa2&#8221; szint\u0171 alapszint\u0171 ad\u00f3smin\u0151s\u00e9g-\u00e9rt\u00e9kel\u00e9s\u00e9re (baseline credit assessment, BCA), &#8222;Caa1&#8221; szint\u0171 hossz\u00fa t\u00e1v\u00fa bet\u00e9ti besorol\u00e1s\u00e1ra \u00e9s &#8222;B2(cr)&#8221; szint\u0171 hossz\u00fa t\u00e1v\u00fa partnerkock\u00e1zati min\u0151s\u00edt\u00e9s\u00e9re (Counterparty Risk, CR) vonatkozik.<br \/>\n    A fel\u00fclvizsg\u00e1lat a bank &#8222;Not-Prime&#8221; r\u00f6vid t\u00e1v\u00fa bet\u00e9ti oszt\u00e1lyzat\u00e1t \u00e9s &#8222;Not-Prime(cr)&#8221; szint\u0171 CR-\u00e9rt\u00e9kel\u00e9s\u00e9t nem \u00e9rinti.<br \/>\n    Az FHB hitelprofilja m\u00e1r n\u00e9h\u00e1ny \u00e9ve nyom\u00e1s alatt \u00e1ll, els\u0151sorban a bank \u00e1ltal jelentett nagy vesztes\u00e9gek miatt, amelyeket mindenekel\u0151tt a bev\u00e9telek zsugorod\u00e1sa, \u00e9s a jelent\u0151s nem teljes\u00edt\u0151 kinnlev\u0151s\u00e9gi r\u00e1t\u00e1ra k\u00e9pzett magas tartal\u00e9kol\u00e1s okozott &#8211; \u00e1ll a Moody&#8217;s elemz\u00e9s\u00e9ben.<br \/>\n    A hitelmin\u0151s\u00edt\u0151 adatai szerint az FHB nem teljes\u00edt\u0151 k\u00f6vetel\u00e9s\u00e1llom\u00e1nya a brutt\u00f3 kinnlev\u0151s\u00e9g 11,6 sz\u00e1zal\u00e9ka volt 2015 v\u00e9g\u00e9n.<br \/>\n    A nagy vesztes\u00e9gek a bank t\u0151keell\u00e1totts\u00e1g\u00e1nak \u00e9rdemi apad\u00e1s\u00e1hoz vezettek, amely miatt felt\u0151k\u00e9s\u00edt\u00e9sre volt sz\u00fcks\u00e9g, \u00e9s b\u00e1r ez hozz\u00e1j\u00e1rult a t\u0151kemegfelel\u00e9si r\u00e1ta javul\u00e1s\u00e1hoz az idei els\u0151 negyed\u00e9v v\u00e9g\u00e9re, a Moody&#8217;s v\u00e9lem\u00e9nye szerint az FHB t\u0151keell\u00e1totts\u00e1ga val\u00f3sz\u00edn\u0171leg tov\u00e1bbra is nyom\u00e1s alatt marad a magas hitelvesztes\u00e9gi tartal\u00e9kol\u00e1s, a cs\u00f6kken\u0151 bev\u00e9telek \u00e9s a magyar hat\u00f3s\u00e1gok esetleges int\u00e9zked\u00e9seib\u0151l ered\u0151 k\u00f6lts\u00e9gek miatt.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lemin\u0151s\u00edt\u00e9si fel\u00fclvizsg\u00e1lat al\u00e1 vette az FHB bankot kedden a Moody&#8217;s Investors Service, els\u0151sorban a bank fizet\u0151k\u00e9pess\u00e9g\u00e9t \u00e9s \u00fczleti kil\u00e1t\u00e1sait terhel\u0151 megn\u00f6vekedett kock\u00e1zatokkal indokolva a l\u00e9p\u00e9st.<\/p>\n","protected":false},"author":1,"featured_media":24823,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[146,7],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/81302"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=81302"}],"version-history":[{"count":2,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/81302\/revisions"}],"predecessor-version":[{"id":81304,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/81302\/revisions\/81304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media\/24823"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=81302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=81302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=81302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}