{"id":55049,"date":"2015-01-27T04:04:48","date_gmt":"2015-01-27T03:04:48","guid":{"rendered":"http:\/\/stockportal.hu\/?p=55049"},"modified":"2015-01-26T20:34:38","modified_gmt":"2015-01-26T19:34:38","slug":"devizahitelek-romaniaban-ujabb-bank-ajanlott-atmeneti-konnyitest-frankhiteleseinek","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/devizahitelek-romaniaban-ujabb-bank-ajanlott-atmeneti-konnyitest-frankhiteleseinek\/","title":{"rendered":"Devizahitelek &#8211; Rom\u00e1ni\u00e1ban \u00fajabb bank aj\u00e1nlott \u00e1tmeneti k\u00f6nny\u00edt\u00e9st frankhiteleseinek"},"content":{"rendered":"<p><strong>Rom\u00e1ni\u00e1ban a g\u00f6r\u00f6g k\u00e9zben l\u00e9v\u0151 Banca Romaneasca h\u00e9tf\u0151n \u00e1tmeneti k\u00f6nny\u00edt\u00e9st aj\u00e1nlott fel frankhiteleseinek, akik h\u00e1rom h\u00f3napig az eddigin\u00e9l mintegy 0,8 sz\u00e1zal\u00e9kkal alacsonyabb kamattal t\u00f6rleszthetik sv\u00e1jci frankban felvett hiteleiket.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    A bank \u00fagy d\u00f6nt\u00f6tt: a k\u00f6vetkez\u0151 h\u00e1rom h\u00f3napban a jelenleg -0,954 sz\u00e1zal\u00e9kon (negat\u00edv tartom\u00e1nyban) l\u00e9v\u0151 frank Libor kamatl\u00e1bat veszi alapul, eg\u00e9szen addig, am\u00edg a londoni piacon k\u00f6zz\u00e9teszik a frank glob\u00e1lis ir\u00e1nyad\u00f3 bankk\u00f6zi kamatl\u00e1b\u00e1nak \u00faj \u00e9rt\u00e9k\u00e9t.<br \/>\n    Rom\u00e1ni\u00e1ban hat bank 75 ezer lakoss\u00e1gi \u00fcgyfele ker\u00fclt neh\u00e9z helyzetbe a sv\u00e1jci frank v\u00e1ratlan er\u0151s\u00f6d\u00e9se miatt. Az \u00e9rintett bankok t\u00f6bbs\u00e9ge kisebb-nagyobb m\u00e9rt\u00e9k\u0171 \u00e1tmeneti k\u00f6nny\u00edt\u00e9st aj\u00e1nlott frankhiteleseinek.<br \/>\n    Eddig az OTP Bank Romania a t\u00f6rleszt\u0151r\u00e9szletek kamat\u00e1nak 1,5 sz\u00e1zal\u00e9kkal val\u00f3 ideiglenes cs\u00f6kkent\u00e9s\u00e9t aj\u00e1nlotta fel frankhiteleseinek, a Volksbank rom\u00e1niai frankhitelesei h\u00e1rom h\u00f3napig tavalyi \u00e1rfolyamon fizethetik t\u00f6rleszt\u0151r\u00e9szleteiket, a Raiffeisen rom\u00e1niai bankja pedig a j\u00faniusban esed\u00e9kes f\u00e9lsz\u00e1zal\u00e9kos kamatcs\u00f6kkent\u00e9s el\u0151rehoz\u00e1s\u00e1val pr\u00f3b\u00e1lt k\u00f6nny\u00edteni frankhitelesei helyzet\u00e9n.<br \/>\n    A Mediafax h\u00edr\u00fcgyn\u00f6ks\u00e9g szerint a 75 ezer frankhiteles csaknem harmada azzal a Bancposttal k\u00f6t\u00f6tt hitelszerz\u0151d\u00e9st, amely m\u00e9g semmilyen int\u00e9zked\u00e9st nem jelentett be. A frankhitelesek 24 sz\u00e1zal\u00e9ka a Volksbankt\u00f3l, 20 sz\u00e1zal\u00e9ka a Pireus Bankt\u00f3l, 11 sz\u00e1zal\u00e9ka a Raiffeisent\u0151l, 7 sz\u00e1zal\u00e9ka a Banca Romaneasc\u00e1t\u00f3l \u00e9s k\u00e9t sz\u00e1zal\u00e9ka az OTP-t\u0151l vett fel hitelt.<br \/>\n    Vas\u00e1rnap t\u00fcntet\u00e9st rendezett a rom\u00e1niai frankhitelesek sz\u00f6vets\u00e9ge Bukarestben, a hitelek lejre v\u00e1lt\u00e1s\u00e1t k\u00f6vetelve. A t\u00fcntet\u0151k pet\u00edci\u00f3ban s\u00fcrgett\u00e9k egy olyan jogszab\u00e1ly elfogad\u00e1s\u00e1t, amely lehet\u0151v\u00e9 tenn\u00e9, hogy a devizahitelesek az eredeti \u00e1rfolyamn\u00e1l legfeljebb 20 sz\u00e1zal\u00e9kkal magasabb \u00e1rfolyamon lejre v\u00e1lts\u00e1k hitel\u00fcket, a kamatfelt\u00e9telek \u00e9s a teljes hiteld\u00edjmutat\u00f3 (THM) megv\u00e1ltoztat\u00e1sa n\u00e9lk\u00fcl. A rom\u00e1n korm\u00e1ny azonban m\u00e1r kor\u00e1bban k\u00f6z\u00f6lte: nem akar semmilyen megold\u00e1st k\u00f6telez\u0151v\u00e9 tenni a bankok sz\u00e1m\u00e1ra.<br \/>\n    A rom\u00e1n nemzeti bank (BNR) becsl\u00e9se szerint a rom\u00e1niai bankok csaknem 4,3 milli\u00e1rd lej (300 milli\u00e1rd forint) vesztes\u00e9get k\u00f6nyveln\u00e9nek el, ha a hitelszerz\u0151d\u00e9s megk\u00f6t\u00e9sekor \u00e9rv\u00e9nyes \u00e1rfolyamon v\u00e1ltan\u00e1k lejre \u00fcgyfeleik sv\u00e1jci frankban felvett hitel\u00e9t.<br \/>\n    Rom\u00e1ni\u00e1ban a teljes &#8211; 100 milli\u00e1rd lejt valamivel meghalad\u00f3 &#8211; lakoss\u00e1gi hitel\u00e1llom\u00e1ny alig 8,2 sz\u00e1zal\u00e9k\u00e1t vett\u00e9k fel sv\u00e1jci frankban az \u00fcgyfelek. A hitelek t\u00f6bb mint fel\u00e9t eur\u00f3ban, mintegy 40 sz\u00e1zal\u00e9k\u00e1t pedig lejben vett\u00e9k fel a rom\u00e1niai bankok \u00fcgyfelei.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rom\u00e1ni\u00e1ban a g\u00f6r\u00f6g k\u00e9zben l\u00e9v\u0151 Banca Romaneasca h\u00e9tf\u0151n \u00e1tmeneti k\u00f6nny\u00edt\u00e9st aj\u00e1nlott fel frankhiteleseinek, akik h\u00e1rom h\u00f3napig az eddigin\u00e9l mintegy 0,8 sz\u00e1zal\u00e9kkal alacsonyabb kamattal t\u00f6rleszthetik sv\u00e1jci frankban felvett hiteleiket.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[12,112],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/55049"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=55049"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/55049\/revisions"}],"predecessor-version":[{"id":55050,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/55049\/revisions\/55050"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=55049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=55049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=55049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}