{"id":50778,"date":"2014-11-26T05:04:24","date_gmt":"2014-11-26T04:04:24","guid":{"rendered":"http:\/\/stockportal.hu\/?p=50778"},"modified":"2014-12-12T12:18:17","modified_gmt":"2014-12-12T11:18:17","slug":"devizahitelek-ngm-a-kesedelemben-levo-de-hitelkepes-ugyfelek-is-donthetnek-a-forintositas-elutasitasarol","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/devizahitelek-ngm-a-kesedelemben-levo-de-hitelkepes-ugyfelek-is-donthetnek-a-forintositas-elutasitasarol\/","title":{"rendered":"Devizahitelek &#8211; A k\u00e9sedelemben l\u00e9v\u0151, de hitelk\u00e9pes \u00fcgyfelek is d\u00f6nthetnek a forintos\u00edt\u00e1s elutas\u00edt\u00e1s\u00e1r\u00f3l"},"content":{"rendered":"<p><strong>A kor\u00e1bban k\u00e9sedelembe esett devizahitelesek, ha az elsz\u00e1mol\u00e1s ut\u00e1n k\u00e9pesek t\u00f6rleszteni tartoz\u00e1sukat, akkor ugyanazon szab\u00e1lyok alapj\u00e1n d\u00f6nthetnek a devizahitel megtart\u00e1s\u00e1r\u00f3l, mint a rendesen fizet\u0151 \u00fcgyfelek &#8211; v\u00e1laszolta a Nemzetgazdas\u00e1gi Miniszt\u00e9rium (NGM) kedden az MTI k\u00e9rd\u00e9s\u00e9re.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>Az NGM kiemelte: a k\u00e9sedelemben l\u00e9v\u0151 devizahitelesekn\u00e9l a hitelk\u00e9pess\u00e9gt\u0151l f\u00fcgg, hogy d\u00f6nthetnek-e \u00fagy, hogy nem v\u00e1lasztj\u00e1k a forintos\u00edt\u00e1st. Amennyiben az ad\u00f3s az elsz\u00e1mol\u00e1s ut\u00e1n sem tud fizetni, akkor nem hitelk\u00e9pes, \u00edgy nem is d\u00f6nthet &#8211; f\u0171zte hozz\u00e1 a t\u00e1rca.<br \/>\nAz Orsz\u00e1ggy\u0171l\u00e9s kedden fogadta el forintos\u00edt\u00e1sr\u00f3l sz\u00f3l\u00f3 t\u00f6rv\u00e9nym\u00f3dos\u00edt\u00e1st, amely a j\u00f6v\u0151 \u00e9v elej\u00e9t\u0151l automatikusan forintos\u00edtja a deviza, vagy devizaalap\u00fa fogyaszt\u00f3i jelz\u00e1logk\u00f6lcs\u00f6n-szerz\u0151d\u00e9seket.<br \/>\nA t\u00f6rv\u00e9ny szerint az \u00e9rintett ad\u00f3sok n\u00e9gy felt\u00e9tellel k\u00e9rhetnek felment\u00e9st a forintos\u00edt\u00e1s al\u00f3l. \u00cdgy tehetnek azok, akiknek szerz\u0151d\u00e9se 2020 v\u00e9g\u00e9ig lej\u00e1r, illetve akikn\u00e9l a forintra v\u00e1lt\u00e1s ut\u00e1n esed\u00e9kes indul\u00f3 kamat meghaladja az eredetileg sz\u00e1m\u00edthat\u00f3 kamatot. Emellett azok is k\u00e9rhetik a forintos\u00edt\u00e1s mell\u0151z\u00e9s\u00e9t, akiknek rendszeres j\u00f6vedelm\u00fck van a hitellel megegyez\u0151 deviz\u00e1ban, vagy akik a j\u00f6vedelemar\u00e1nyos t\u00f6rleszt\u0151r\u00e9szlet (JTM) mutat\u00f3 alapj\u00e1n jogosultak adott devizaalap\u00fa k\u00f6lcs\u00f6nt felvenni.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A kor\u00e1bban k\u00e9sedelembe esett devizahitelesek, ha az elsz\u00e1mol\u00e1s ut\u00e1n k\u00e9pesek t\u00f6rleszteni tartoz\u00e1sukat, akkor ugyanazon szab\u00e1lyok alapj\u00e1n d\u00f6nthetnek a devizahitel megtart\u00e1s\u00e1r\u00f3l, mint a rendesen fizet\u0151 \u00fcgyfelek &#8211; v\u00e1laszolta a Nemzetgazdas\u00e1gi Miniszt\u00e9rium (NGM) kedden az MTI k\u00e9rd\u00e9s\u00e9re.<\/p>\n","protected":false},"author":1,"featured_media":44756,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[146,19,112],"tags":[84],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/50778"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=50778"}],"version-history":[{"count":2,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/50778\/revisions"}],"predecessor-version":[{"id":50819,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/50778\/revisions\/50819"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media\/44756"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=50778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=50778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=50778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}