{"id":47404,"date":"2014-10-14T05:04:03","date_gmt":"2014-10-14T03:04:03","guid":{"rendered":"http:\/\/stockportal.hu\/?p=47404"},"modified":"2014-10-14T07:05:41","modified_gmt":"2014-10-14T05:05:41","slug":"devizahitelek-elindultak-a-hitelek-kivezetesehez-elszamolasahoz-es-forintositasahoz-szukseges-mnb-programok","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/devizahitelek-elindultak-a-hitelek-kivezetesehez-elszamolasahoz-es-forintositasahoz-szukseges-mnb-programok\/","title":{"rendered":"Devizahitelek &#8211; Elindultak a hitelek kivezet\u00e9s\u00e9hez, elsz\u00e1mol\u00e1s\u00e1hoz \u00e9s forintos\u00edt\u00e1s\u00e1hoz sz\u00fcks\u00e9ges MNB-programok"},"content":{"rendered":"<p><strong>A Magyar Nemzeti Bank (MNB) h\u00e9tf\u0151n elind\u00edtotta azt a k\u00e9t tendert, amely a lakoss\u00e1gi devizahitelek kivezet\u00e9s\u00e9hez, az elsz\u00e1mol\u00e1shoz \u00e9s a forintos\u00edt\u00e1shoz sz\u00fcks\u00e9ges devizamennyis\u00e9get biztos\u00edtja majd. A 3 milli\u00e1rd eur\u00f3 felaj\u00e1nlott mennyis\u00e9gre mintegy 1 milli\u00e1rd eur\u00f3nyi aj\u00e1nlat \u00e9rkezett a bankokt\u00f3l.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    Az MNB Monet\u00e1ris Tan\u00e1csa szeptember 23-i \u00fcl\u00e9s\u00e9n d\u00f6nt\u00f6tt arr\u00f3l, hogy a Magyar Nemzeti Bank a bankrendszer sz\u00e1m\u00e1ra biztos\u00edtja a lakoss\u00e1gi devizahitelek kivezet\u00e9s\u00e9hez, a forintos\u00edt\u00e1shoz, illetve  az \u00e1rfolyamr\u00e9ssel, az egyoldal\u00fa kamat- vagy kamatfel\u00e1r-emel\u00e9ssel kapcsolatos banki elsz\u00e1mol\u00e1sok fedez\u00e9s\u00e9hez sz\u00fcks\u00e9ges deviza mennyis\u00e9g\u00e9t, erre 3 milli\u00e1rd eur\u00f3s keret\u00f6sszeget hat\u00e1rozott meg.<br \/>\n    Az MNB a lakoss\u00e1gi devizahitelekkel kapcsolatos elsz\u00e1mol\u00e1sokb\u00f3l ad\u00f3d\u00f3 banki ig\u00e9ny kiel\u00e9g\u00edt\u00e9se \u00e9rdek\u00e9ben 2014. okt\u00f3ber 13-t\u00f3l r\u00f6vid futamidej\u0171 devizaad\u00f3ss\u00e1g-cs\u00f6kkent\u00e9si felt\u00e9telhez k\u00f6t\u00f6tt eur\u00f3-elad\u00e1si eszk\u00f6zt vezetett be, amelyet kieg\u00e9sz\u00edtett egy felt\u00e9tel n\u00e9lk\u00fcli eszk\u00f6zzel is.<br \/>\n    Mindk\u00e9t eur\u00f3-elad\u00e1si eszk\u00f6zt az MNB legal\u00e1bb 2015. m\u00e1rcius 30-ig alapesetben heti rendszeress\u00e9ggel, sz\u00fcks\u00e9g eset\u00e9n gyakrabban hirdeti meg. A jegybanki eszk\u00f6z c\u00e9lja annak biztos\u00edt\u00e1sa, hogy a bankok \u00e9s az \u00fcgyfelek k\u00f6z\u00f6tti, els\u0151 devizahiteles, illetve a m\u00e1sodik, az elsz\u00e1mol\u00e1si t\u00f6rv\u00e9nyben r\u00f6gz\u00edtett elsz\u00e1mol\u00e1sok rendezetten, a p\u00e9nz\u00fcgyi rendszer stabilit\u00e1s\u00e1nak meg\u0151rz\u00e9se mellett \u00e9s a forint \u00e1rfolyam\u00e1ra gyakorolt \u00e9rdemi hat\u00e1s n\u00e9lk\u00fcl menjenek v\u00e9gbe.<br \/>\n    A felt\u00e9telhez k\u00f6t\u00f6tt eur\u00f3-elad\u00e1si eszk\u00f6z eset\u00e9ben a hitelint\u00e9zetek tenderenk\u00e9nt egy aj\u00e1nlatot adhatnak be, amelyben a megv\u00e1s\u00e1rolni k\u00edv\u00e1nt eur\u00f3 mennyis\u00e9g\u00e9t kell megjel\u00f6lni\u00fck. Ha a hitelint\u00e9zet aj\u00e1nlata meghaladja a bank limitj\u00e9t, akkor az MNB automatikusan a limiten veszi figyelembe az aj\u00e1nlatot.<br \/>\n    A felt\u00e9tel n\u00e9lk\u00fcli eur\u00f3-elad\u00e1si eszk\u00f6z a hitelint\u00e9zet r\u00e9sz\u00e9r\u0151l egy azonnali eur\u00f3v\u00e9teli \u00fcgylet \u00e9s egy 2016-ban, vagy 2017-ben lej\u00e1r\u00f3 ellenir\u00e1ny\u00fa t\u00f6bbdeviz\u00e1s kamatcsere  \u00fcgylet (CIRS) kombin\u00e1ci\u00f3j\u00e1t jelenti.<br \/>\n    A tenderek els\u0151 napj\u00e1n, h\u00e9tf\u0151n a felt\u00e9telhez k\u00f6t\u00f6tt tenderen a meghirdetett mennyis\u00e9gre, 2 milli\u00e1rd eur\u00f3ra 230 milli\u00f3 eur\u00f3 aj\u00e1nlat \u00e9rkezett, amelyet a jegybank elfogadott. A felt\u00e9tel n\u00e9lk\u00fcli tender eset\u00e9ben a meghirdetett mennyis\u00e9gre, 1 milli\u00e1rd eur\u00f3ra 750 milli\u00f3 eur\u00f3 aj\u00e1nlat \u00e9rkezett, ezt is elfogadta a jegybank elfogadta.(MTI)<\/p>\n<p>&nbsp;<\/p><div id=\"gazda-1127725267\" class=\"gazda-tartalomban gazda-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<div class=\"text\">\n<a href=\"http:\/\/stockportal.hu\/index.php\/category\/vegtorlesztes-devizahitel-forintositas\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-full wp-image-46988\" src=\"http:\/\/stockportal.hu\/wp-content\/uploads\/2014\/10\/devizahitel_100_621.jpg\" alt=\"devizahitel_100_62\" width=\"100\" height=\"63\" \/><\/a><font SIZE=\"+2\"><strong><a href=\"http:\/\/stockportal.hu\/index.php\/category\/vegtorlesztes-devizahitel-forintositas\/\" target=\"_blank\" rel=\"noopener\"><span style=\"background-color: #71091f;\"><span style=\"color: #ffffff;\">Devizahitel \u2013 Forintos\u00edt\u00e1s<\/span> <\/span><\/a><\/strong><\/font><br \/>\n<a http:\/\/stockportal.hu\/index.php\/category\/vegtorlesztes-devizahitel-forintositas\/\">Egyre jobban k\u00f6zelit a nap, amikor megt\u00f6rt\u00e9nik a devizahitel k\u00e1rosultak megseg\u00edt\u00e9se&#8221; <strong>Friss h\u00edrek a devizahitel t\u00e9m\u00e1b\u00f3l<\/strong><\/a><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<div class=\"text\">\n<a href=\"http:\/\/stockportal.hu\/index.php\/category\/fontos-esemenyek\/ebola-jarvany\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-full wp-image-46988\" src=\"http:\/\/stockportal.hu\/wp-content\/uploads\/2014\/10\/ebola_100_63.jpg\" alt=\"devizahitel_100_62\" width=\"100\" height=\"63\" \/><\/a><font SIZE=\"+2\"><strong><a href=\"http:\/\/stockportal.hu\/index.php\/category\/fontos-esemenyek\/ebola-jarvany\/\" target=\"_blank\" rel=\"noopener\"><span style=\"background-color: #71091f;\"><span style=\"color: #ffffff;\">Ebola j\u00e1rv\u00e1ny<\/span> <\/span><\/a><\/strong><\/font><br \/>\n<a href=\"http:\/\/stockportal.hu\/index.php\/category\/fontos-esemenyek\/ebola-jarvany\/\" target=\"_blank\" rel=\"noopener\">Terjed a j\u00e1rv\u00e1ny,n\u0151 a fesz\u0171lts\u00e9g,  a korm\u00e1nyok egyre komolyabb int\u00e9zked\u00e9seket hoznak&#8221; <strong>Friss h\u00edrek az Ebola j\u00e1rv\u00e1nyr\u00f3l<\/strong><\/a><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<div class=\"text\">\n<a href=\"http:\/\/stockportal.hu\/index.php\/category\/fontos-esemenyek\/ukran-valsag\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-full wp-image-46988\" src=\"http:\/\/stockportal.hu\/wp-content\/uploads\/2014\/10\/orosz_ukran_100_63.jpg\" alt=\"Ukr\u00e1n_vals\u00e1g\" width=\"100\" height=\"63\" \/><\/a><font SIZE=\"+2\"><strong><a href=\"http:\/\/stockportal.hu\/index.php\/category\/fontos-esemenyek\/ukran-valsag\/\" target=\"_blank\" rel=\"noopener\"><span style=\"background-color: #71091f;\"><span style=\"color: #ffffff;\">Ukr\u00e1n v\u00e1ls\u00e1g<\/span><\/span><\/a><\/strong><\/font><br \/>\n<a href=\"http:\/\/stockportal.hu\/index.php\/category\/fontos-esemenyek\/ukran-valsag\/\" target=\"_blank\" rel=\"noopener\">B\u00e1r elm\u00e9letileg t\u0171zsz\u00fcnet van \u00e9rv\u00e9nybe, de folyamatosak a harcok&#8221; <strong>Friss h\u00edrek az Ukr\u00e1n-Orosz visz\u00e1lyr\u00f3l<\/strong><\/a>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A Magyar Nemzeti Bank (MNB) h\u00e9tf\u0151n elind\u00edtotta azt a k\u00e9t tendert, amely a lakoss\u00e1gi devizahitelek kivezet\u00e9s\u00e9hez, az elsz\u00e1mol\u00e1shoz \u00e9s a forintos\u00edt\u00e1shoz sz\u00fcks\u00e9ges devizamennyis\u00e9get biztos\u00edtja majd. A 3 milli\u00e1rd eur\u00f3 felaj\u00e1nlott mennyis\u00e9gre mintegy 1 milli\u00e1rd eur\u00f3nyi aj\u00e1nlat \u00e9rkezett a bankokt\u00f3l.<\/p>\n","protected":false},"author":1,"featured_media":20062,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[146,19,112],"tags":[84,82],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/47404"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=47404"}],"version-history":[{"count":2,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/47404\/revisions"}],"predecessor-version":[{"id":47411,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/47404\/revisions\/47411"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media\/20062"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=47404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=47404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=47404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}