{"id":26161,"date":"2014-01-28T15:10:40","date_gmt":"2014-01-28T14:10:40","guid":{"rendered":"http:\/\/stockportal.hu\/?p=26161"},"modified":"2014-01-28T15:10:40","modified_gmt":"2014-01-28T14:10:40","slug":"romaniaban-is-maximalizalnak-a-bankkozi-jutalekot","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/romaniaban-is-maximalizalnak-a-bankkozi-jutalekot\/","title":{"rendered":"Rom\u00e1ni\u00e1ban is maximaliz\u00e1ln\u00e1k a bankk\u00f6zi jutal\u00e9kot"},"content":{"rendered":"<p><strong>A rom\u00e1n korm\u00e1ny is maximaliz\u00e1lni k\u00e9sz\u00fcl azt a keresked\u0151kre \u00e1th\u00e1r\u00edtott bankk\u00f6zi jutal\u00e9kot (interchange d\u00edj), amelyet a bankk\u00e1rty\u00e1k haszn\u00e1lata ut\u00e1n sz\u00e1m\u00edtanak fel a p\u00e9nzint\u00e9zetek &#8211; k\u00f6z\u00f6lte kedden a Mediafax h\u00edr\u00fcgyn\u00f6ks\u00e9g.<!--more--><\/strong><\/p>\n<p>A bukaresti p\u00e9nz\u00fcgyminiszt\u00e9rium \u00e1ltal k\u00f6zvit\u00e1ra bocs\u00e1tott tervezet szerint a bet\u00e9ti k\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1sn\u00e1l legfeljebb 0,2 sz\u00e1zal\u00e9kra, a hitelk\u00e1rty\u00e1sn\u00e1l pedig legfeljebb 0,3 sz\u00e1zal\u00e9kra korl\u00e1tozn\u00e1k a d\u00edjat.<br \/>\nMagyarorsz\u00e1g janu\u00e1r \u00f3ta ugyanilyen m\u00e9rt\u00e9kben korl\u00e1tozta a bankk\u00f6zi jutal\u00e9kot.<br \/>\nTervezete indokl\u00e1s\u00e1ban a bukaresti p\u00e9nz\u00fcgyminiszt\u00e9rium \u00e9ppen a magyar tapasztalatokra hivatkozva azt \u00e1ll\u00edtotta, hogy a k\u00e1rtyat\u00edpusok bankk\u00f6zi jutal\u00e9ka k\u00f6zti k\u00fcl\u00f6nbs\u00e9g miatt a bankok a dr\u00e1g\u00e1bb k\u00e1rtyat\u00edpusokat r\u00e9szes\u00edtett\u00e9k el\u0151nyben, amelyekb\u0151l nagyobb hasznuk sz\u00e1rmazott. A rendelett\u0151l ily m\u00f3don versenyszab\u00e1lyoz\u00f3 hat\u00e1st is rem\u00e9lnek, megel\u0151zend\u0151 azt, hogy az olcs\u00f3bb k\u00e1rty\u00e1kat mesters\u00e9ges m\u00f3don kiszor\u00edts\u00e1k a piacr\u00f3l.<br \/>\nA tervezet indokl\u00e1sa kit\u00e9r arra, hogy az Eur\u00f3pai Bizotts\u00e1g is kidolgozott m\u00e1r egy tervezetet, amellyel els\u0151 k\u00f6rben a nemzetk\u00f6zi k\u00e1rtyafizet\u00e9si m\u0171veletekben, majd k\u00e9t \u00e9v m\u00falva a belf\u00f6ldi tranzakci\u00f3k szintj\u00e9n is el\u0151\u00edrn\u00e1 az interchange d\u00edj 0,2, illetve 0,3 sz\u00e1zal\u00e9kban val\u00f3 maximaliz\u00e1l\u00e1s\u00e1t a bet\u00e9ti, illetve hitelk\u00e1rty\u00e1k haszn\u00e1lat\u00e1n\u00e1l.<br \/>\nJelenleg az interchange d\u00edj 1-1,2 sz\u00e1zal\u00e9k k\u00f6r\u00fcl van Rom\u00e1ni\u00e1ban &#8211; k\u00f6z\u00f6lte a bancherul.ro szakport\u00e1l, hozz\u00e1t\u00e9ve, hogy a jutal\u00e9kot a bankok a keresked\u0151kkel, v\u00e9gs\u0151 soron pedig a v\u00e1s\u00e1rl\u00f3val fizettetik meg. A k\u00e1rtyat\u00e1rsas\u00e1gnak fizetend\u0151 jutal\u00e9kkal egy\u00fctt minden bankk\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1s 1,78-2,4 sz\u00e1zal\u00e9k\u00e1t a jutal\u00e9kok teszik ki &#8211; \u00e1ll\u00edtotta a port\u00e1l a rom\u00e1n versenyhivatal adataira hivatkozva.<br \/>\nRom\u00e1ni\u00e1ban a bankk\u00f6zi jutal\u00e9k korl\u00e1toz\u00e1s\u00e1t egy s\u00fcrg\u0151ss\u00e9gi korm\u00e1nyrendeletbe \u00e9p\u00edten\u00e9k be, amely a k\u00e9szp\u00e9nzfizet\u00e9st is korl\u00e1tozn\u00e1.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A rom\u00e1n korm\u00e1ny is maximaliz\u00e1lni k\u00e9sz\u00fcl azt a keresked\u0151kre \u00e1th\u00e1r\u00edtott bankk\u00f6zi jutal\u00e9kot (interchange d\u00edj), amelyet a bankk\u00e1rty\u00e1k haszn\u00e1lata ut\u00e1n sz\u00e1m\u00edtanak fel a p\u00e9nzint\u00e9zetek &#8211; k\u00f6z\u00f6lte kedden a Mediafax h\u00edr\u00fcgyn\u00f6ks\u00e9g.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[12],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/26161"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=26161"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/26161\/revisions"}],"predecessor-version":[{"id":26162,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/26161\/revisions\/26162"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=26161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=26161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=26161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}