{"id":253,"date":"2013-01-16T18:39:12","date_gmt":"2013-01-16T17:39:12","guid":{"rendered":"http:\/\/stockportal.hu\/?p=253"},"modified":"2013-01-16T18:39:12","modified_gmt":"2013-01-16T17:39:12","slug":"fhb-enyhen-csokkentek-a-lakasarak","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/fhb-enyhen-csokkentek-a-lakasarak\/","title":{"rendered":"FHB: enyh\u00e9n cs\u00f6kkentek a lak\u00e1s\u00e1rak"},"content":{"rendered":"<p><strong>A tavalyi harmadik negyed\u00e9vben nomin\u00e1lisan 1,5 sz\u00e1zal\u00e9kkal alacsonyabbak voltak a lak\u00e1s\u00e1rak az el\u0151z\u0151 negyed\u00e9vin\u00e9l, 2011 hasonl\u00f3 id\u0151szak\u00e1hoz k\u00e9pest pedig 1 sz\u00e1zal\u00e9kkal m\u00e9rs\u00e9kl\u0151dtek, az id\u00e9n azonban m\u00e1r van es\u00e9ly a kerelet \u00e9l\u00e9nk\u00fcl\u00e9s\u00e9re, amely emelheti az \u00e1rakat &#8211; k\u00f6z\u00f6lte az FHB Jelz\u00e1logbank a leg\u00fajabb FHB Lak\u00e1s\u00e1rindex jelent\u00e9s\u00e9ben szerd\u00e1n az MTI-vel.<!--more--><\/strong><\/p>\n<p>A tavalyi harmadik negyed\u00e9vi index 168,8 pont volt, a cs\u00facson &#8211; 2007 v\u00e9g\u00e9n &#8211; 200,8 ponton \u00e1llt a mutat\u00f3.<br \/>\nA lak\u00e1s\u00e1rak cs\u00f6kken\u00e9s\u00e9nek \u00fcteme 2009-2011 k\u00f6z\u00f6tt &#8211; orsz\u00e1gos szinten &#8211; l\u00e9nyegesen m\u00e9rs\u00e9kl\u0151d\u00f6tt, azonban a szer\u00e9ny forgalom melletti \u00e1rnyom\u00e1s m\u00e9g 2012-ben is enyh\u00e9n lefel\u00e9 mutatott &#8211; \u00e1ll a k\u00f6zlem\u00e9nyben.<br \/>\nA h\u00e1ztart\u00e1si re\u00e1lj\u00f6vedelmek cs\u00f6kken\u00e9se &#8211; a v\u00e9gt\u00f6rleszt\u00e9s megtakar\u00edt\u00e1sokat apaszt\u00f3 hat\u00e1s\u00e1val egy\u00fctt &#8211; \u00e9rdemben cs\u00f6kkentette tavaly a lak\u00e1spiaci keresletet. A foly\u00f3s\u00edtott lak\u00e1shitelek \u00e9s a lak\u00e1stranzakci\u00f3k k\u00f6z\u00f6tt szoros az \u00f6sszef\u00fcgg\u00e9s: a tranzakci\u00f3k sz\u00e1m\u00e1val egy\u00fctt cs\u00f6kkent a foly\u00f3s\u00edtott lak\u00e1shitelek nett\u00f3 \u00f6sszege is.<br \/>\nA t\u00e1mogatott forinthitelek 2012-es visszat\u00e9r\u00e9se sikeresen cs\u00f6kkentette a hozz\u00e1f\u00e9rhet\u0151 hitelek \u00e1r\u00e1t. A lak\u00e1spiac \u00e9l\u00e9nk\u00edt\u00e9s\u00e9nek \u00e1llami hitelk\u00edn\u00e1lati (szocpol \u00e9s kamatt\u00e1mogat\u00e1s) pill\u00e9re m\u00e1r m\u0171k\u00f6dik, r\u00e1ad\u00e1sul ez \u00e9v elej\u00e9t\u0151l a lak\u00e1st\u00e1mogat\u00e1sok t\u00f6bb eleme el\u0151ny\u00f6sen v\u00e1ltozott. Az Otthonteremt\u0151 lak\u00e1shitel kamatt\u00e1mogat\u00e1sa jelent\u0151sen n\u00f6vekedett, 5 \u00e9ven kereszt\u00fcl \u00e1lland\u00f3v\u00e1 v\u00e1lt. A t\u00e1mogatott hitel\u00f6sszeg \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1sakor 15 milli\u00f3 forintra &#8211; haszn\u00e1lt lak\u00e1s v\u00e1s\u00e1rl\u00e1sa, korszer\u0171s\u00edt\u00e9se \u00e9s b\u0151v\u00edt\u00e9se eset\u00e9n 10 milli\u00f3 forintra &#8211; emelkedett.<br \/>\nAz FHB az el\u0151bbi t\u00e1mogat\u00e1sok n\u00f6vel\u00e9s\u00e9t a lak\u00e1spiac \u00e9l\u00e9nk\u00edt\u0151 t\u00e9nyez\u0151inek fogja fel. Amennyiben n\u00f6vekszik a lak\u00e1sforgalom, \u00fagy az \u00e1rak is emelked\u00e9snek indulnak &#8211; jegyzi meg a k\u00f6zlem\u00e9ny.<\/p>\n<p>Forr\u00e1s: MTI<\/p><div id=\"gazda-3242097606\" class=\"gazda-tartalomban gazda-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A tavalyi harmadik negyed\u00e9vben nomin\u00e1lisan 1,5 sz\u00e1zal\u00e9kkal alacsonyabbak voltak a lak\u00e1s\u00e1rak az el\u0151z\u0151 negyed\u00e9vin\u00e9l, 2011 hasonl\u00f3 id\u0151szak\u00e1hoz k\u00e9pest pedig 1 sz\u00e1zal\u00e9kkal m\u00e9rs\u00e9kl\u0151dtek, az id\u00e9n azonban m\u00e1r van es\u00e9ly a kerelet \u00e9l\u00e9nk\u00fcl\u00e9s\u00e9re, amely emelheti az \u00e1rakat &#8211; k\u00f6z\u00f6lte az FHB Jelz\u00e1logbank a leg\u00fajabb FHB Lak\u00e1s\u00e1rindex jelent\u00e9s\u00e9ben szerd\u00e1n az MTI-vel.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/253"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=253"}],"version-history":[{"count":2,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/253\/revisions"}],"predecessor-version":[{"id":255,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/253\/revisions\/255"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=253"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=253"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}