{"id":21936,"date":"2013-11-25T16:55:11","date_gmt":"2013-11-25T15:55:11","guid":{"rendered":"http:\/\/stockportal.hu\/?p=21936"},"modified":"2013-11-25T16:27:02","modified_gmt":"2013-11-25T15:27:02","slug":"olcsobb-a-forint-lakashitel-mint-a-valsag-elott-a-frankhitel-volt","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/olcsobb-a-forint-lakashitel-mint-a-valsag-elott-a-frankhitel-volt\/","title":{"rendered":"Olcs\u00f3bb a forint lak\u00e1shitel, mint a v\u00e1ls\u00e1g el\u0151tt a frankhitel volt"},"content":{"rendered":"<p><strong>Az er\u0151teljes kamatcs\u00f6kkent\u00e9snek k\u00f6sz\u00f6nhet\u0151en m\u00e1ra a forint alapon felvett lak\u00e1shitelek teljeshiteld\u00edj-mutat\u00f3ja el\u00e9rte a sv\u00e1jci frank alap\u00fa hitelek v\u00e1ls\u00e1got megel\u0151z\u0151, 2006-os szintj\u00e9t &#8211; der\u00fcl ki a Bankmonitor.hu legfrissebb elemz\u00e9s\u00e9b\u0151l, amelyet h\u00e9tf\u0151n juttatott el az MTI-nek.<!--more--><\/strong><\/p>\n<p>Nagy v\u00e1ltoz\u00e1sokat hozott a lak\u00e1shitelek piac\u00e1n a Magyar Nemzeti Bank (MNB) kamatcs\u00f6kkent\u00e9si sorozata. Egy 10 milli\u00f3 forintos, 20 \u00e9ves futamidej\u0171 lak\u00e1shitelt jelenleg m\u00e1r 5,89 sz\u00e1zal\u00e9kos THM-mel is fel lehet venni, m\u00edg 2006-ban az ugyanilyen kond\u00edci\u00f3j\u00fa sv\u00e1jci frank alap\u00fa hitel\u00e9 5,82 sz\u00e1zal\u00e9k volt.<br \/>\nA forinthitelek cs\u00f6kken\u0151 kamata r\u00e9v\u00e9n ma m\u00e1r ak\u00e1r 69 ezer forintos havi t\u00f6rleszt\u0151r\u00e9szlet\u00e9rt lehet kapni 20 \u00e9ves lej\u00e1rat\u00fa lak\u00e1shitelt &#8211; \u00edrta a p\u00e9nz\u00fcgyi port\u00e1l, megjegyezve azonban, hogy a k\u00edn\u00e1lat igen sz\u00e9les, akad olyan aj\u00e1nlat is, amely 8,38 sz\u00e1zal\u00e9kos THM-mel, havi 83 644 forintos t\u00f6rleszt\u0151r\u00e9szlettel j\u00e1r.<br \/>\nA Bankmonitor.hu megjegyzi: a cs\u00f6kken\u0151 kamatok mellett a forinthitelek nagy el\u0151nye, hogy nincs \u00e1rfolyamkock\u00e1zat.<br \/>\nA 14 legnagyobb hazai bank hitelk\u00edn\u00e1lat\u00e1nak \u00e1tvizsg\u00e1l\u00e1s\u00e1val kialak\u00edtott \u00f6sszehasonl\u00edt\u00e1s alapj\u00e1n kider\u00fcl, hogy jelenleg 5,9 sz\u00e1zal\u00e9kos teljeshiteld\u00edj-mutat\u00f3val (THM) lehet megkapni a legjobb forint alap\u00fa piaci lak\u00e1shitelt.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az er\u0151teljes kamatcs\u00f6kkent\u00e9snek k\u00f6sz\u00f6nhet\u0151en m\u00e1ra a forint alapon felvett lak\u00e1shitelek teljeshiteld\u00edj-mutat\u00f3ja el\u00e9rte a sv\u00e1jci frank alap\u00fa hitelek v\u00e1ls\u00e1got megel\u0151z\u0151, 2006-os szintj\u00e9t &#8211; der\u00fcl ki a Bankmonitor.hu legfrissebb elemz\u00e9s\u00e9b\u0151l, amelyet h\u00e9tf\u0151n juttatott el az MTI-nek.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/21936"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=21936"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/21936\/revisions"}],"predecessor-version":[{"id":21937,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/21936\/revisions\/21937"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=21936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=21936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=21936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}