{"id":148414,"date":"2025-01-06T19:59:07","date_gmt":"2025-01-06T18:59:07","guid":{"rendered":"https:\/\/gazdasagportal.hu\/?p=148414"},"modified":"2025-01-06T20:00:18","modified_gmt":"2025-01-06T19:00:18","slug":"heten-elerheto-raiffeisen-munkashitel","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/heten-elerheto-raiffeisen-munkashitel\/","title":{"rendered":"A h\u00e9ten el\u00e9rhet\u0151 lesz a Raiffeisen Bankn\u00e1l is a Munk\u00e1shitel"},"content":{"rendered":"<h4><strong>A h\u00e9ten el\u00e9rhet\u0151 lesz a Raiffeisen Bankn\u00e1l is a Munk\u00e1shitel<\/strong><\/h4>\n<p><strong>A jogszab\u00e1ly alapj\u00e1n janu\u00e1r elsej\u00e9t\u0151l ig\u00e9nyelhet\u0151 az \u00faj kamatmentes Munk\u00e1shitel. Az \u00e9v elej\u00e9n sz\u00e1mos bank term\u00e9kpalett\u00e1j\u00e1n megjelent a t\u00e1mogatott hitel, melyet janu\u00e1r 10-t\u0151l a Raiffeisen Bankn\u00e1l is el\u00e9rhetnek az \u00e9rdekl\u0151d\u0151k.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>A <a href=\"https:\/\/bankmonitor.hu\/munkashitel\/\" target=\"_blank\" rel=\"noopener\">Munk\u00e1shitel<\/a> a 2025-\u00f6s \u00e9v egyik nagy \u00fajdons\u00e1ga, a k\u00f6lcs\u00f6n ir\u00e1nt igen nagy az \u00e9rdekl\u0151d\u00e9s. Ez nem is csoda, hiszen <strong>a legfeljebb 4 milli\u00f3 Ft \u00f6sszeg\u0171, maximum 10 \u00e9ves futamidej\u0171 k\u00f6lcs\u00f6n kamatmentes.<\/strong><\/p>\n<p>A jogszab\u00e1ly alapj\u00e1n 2025. janu\u00e1rj\u00e1t\u00f3l el\u00e9rhet\u0151 a hitel, melyet sz\u00e1mos p\u00e9nzint\u00e9zet m\u00e1r felvett a term\u00e9kpalett\u00e1j\u00e1ra az \u00e9v els\u0151 napjaiban. \u00cdgy a t\u00e1mogatott hitel m\u00e1r ig\u00e9nyelhet\u0151 a CIB Bankn\u00e1l, az Erste Bankn\u00e1l, a Gr\u00e1nit Bankn\u00e1l, a K&amp;H Bankn\u00e1l, az MBH Bankn\u00e1l, az OTP Bankn\u00e1l. Ehhez a t\u00e1rsas\u00e1ghoz fog csatlakozni <strong>a Raiffeisen Bank, ahol janu\u00e1rt 10-t\u0151l lehet felvenni a k\u00e9rd\u00e9ses k\u00f6lcs\u00f6nt.<\/strong><\/p><div id=\"gazda-4178023855\" class=\"gazda-tartalomban gazda-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>Milyen felt\u00e9telekkel lehet Munk\u00e1shitelt ig\u00e9nyelni a Raiffeisen Bankn\u00e1l?<\/strong><\/p>\n<p>A p\u00e9nzint\u00e9zetn\u00e9l a k\u00f6lcs\u00f6n\u00f6sszeg 1\u00a0050\u00a0000 Ft \u00e9s 4\u00a0000\u00a0000 Ft k\u00f6z\u00f6tt lehet. Futamid\u0151t 5 \u00e9s 10 \u00e9v k\u00f6z\u00f6tt alakulhat.<\/p>\n<p>Az ig\u00e9nyl\u0151 18-25 \u00e9v k\u00f6z\u00f6tt lehet (Ig\u00e9nyl\u00e9skor legal\u00e1bb 18 \u00e9ves kell legyen az \u00e9rdekl\u0151d\u0151, de m\u00e9g nem t\u00f6ltheti be 26. \u00e9let\u00e9v\u00e9t.) A bank elv\u00e1r\u00e1sai alapj\u00e1n legal\u00e1bb 3 h\u00f3napos munkaviszonnyal kell rendelkeznie az \u00e9rdekl\u0151d\u0151nek, illetve a <strong>havi nett\u00f3 j\u00f6vedelm\u00e9nek el kell \u00e9rnie a 177\u00a0420 Ft-ot.<\/strong><\/p>\n<p><a href=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2025\/01\/munkashitel-2025-v2.png\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-148415\" src=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2025\/01\/munkashitel-2025-v2.png\" alt=\"Munk\u00e1shitel\" width=\"900\" height=\"900\" srcset=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2025\/01\/munkashitel-2025-v2.png 900w, https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2025\/01\/munkashitel-2025-v2-300x300.png 300w, https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2025\/01\/munkashitel-2025-v2-150x150.png 150w, https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2025\/01\/munkashitel-2025-v2-768x768.png 768w, https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2025\/01\/munkashitel-2025-v2-70x70.png 70w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><\/p>\n<p>A bankok \u00e1ltal t\u00e1masztott felt\u00e9teleket, elv\u00e1r\u00e1sokat a fenti t\u00e1bl\u00e1zat tartalmazza. A <a href=\"https:\/\/bankmonitor.hu\" target=\"_blank\" rel=\"noopener\">Bankmonitor szak\u00e9rt\u0151i<\/a> arra mindenk\u00e9ppen felh\u00edvj\u00e1k a figyelmet, hogy a bankok t\u00e9nyleges b\u00edr\u00e1lati gyakorlata m\u00e9g nem ismert, abban m\u00e9g tov\u00e1bbi elt\u00e9r\u00e9sek lehetnek. Vagyis az azonos kond\u00edci\u00f3k (<a href=\"https:\/\/gazdasagportal.hu\/\">kamatmentess\u00e9g<\/a>) ellen\u00e9re nagyon nem mindegy, hogy az ig\u00e9nyl\u0151 melyik bankhoz fordul a hitelfelv\u00e9tel sor\u00e1n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A h\u00e9ten el\u00e9rhet\u0151 lesz a Raiffeisen Bankn\u00e1l is a Munk\u00e1shitel A jogszab\u00e1ly alapj\u00e1n janu\u00e1r elsej\u00e9t\u0151l ig\u00e9nyelhet\u0151 az \u00faj kamatmentes Munk\u00e1shitel. Az \u00e9v elej\u00e9n sz\u00e1mos bank term\u00e9kpalett\u00e1j\u00e1n megjelent a t\u00e1mogatott hitel, melyet janu\u00e1r 10-t\u0151l a Raiffeisen Bankn\u00e1l is el\u00e9rhetnek az \u00e9rdekl\u0151d\u0151k.<\/p>\n","protected":false},"author":1001010,"featured_media":148415,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19,436],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/148414"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1001010"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=148414"}],"version-history":[{"count":2,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/148414\/revisions"}],"predecessor-version":[{"id":148417,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/148414\/revisions\/148417"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media\/148415"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=148414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=148414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=148414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}