{"id":142560,"date":"2023-01-02T18:30:54","date_gmt":"2023-01-02T17:30:54","guid":{"rendered":"https:\/\/gazdasagportal.hu\/?p=142560"},"modified":"2023-01-02T18:11:01","modified_gmt":"2023-01-02T17:11:01","slug":"ismet-minden-banknal-igenyelheto-a-babavaro","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/ismet-minden-banknal-igenyelheto-a-babavaro\/","title":{"rendered":"Ism\u00e9t minden bankn\u00e1l ig\u00e9nyelhet\u0151 a Babav\u00e1r\u00f3"},"content":{"rendered":"<p><strong>A Babav\u00e1r\u00f3 hitel sorsa sok\u00e1ig bizonytalan volt, ez\u00e9rt sz\u00e1mos p\u00e9nzint\u00e9zet felf\u00fcggesztette \u00e9v v\u00e9g\u00e9n a k\u00f6lcs\u00f6nig\u00e9nyl\u00e9s befogad\u00e1s\u00e1t. A t\u00e1mogat\u00e1st azonban v\u00e1ltozatlan felt\u00e9telekkel lehet ig\u00e9nyelni 2023-ban, \u00edgy bankok is \u00fajraind\u00edtott\u00e1k a konstrukci\u00f3 forgalmaz\u00e1s\u00e1t.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>A <a href=\"https:\/\/bankmonitor.hu\/babavaro-hitel\" target=\"_blank\" rel=\"noopener\">Babav\u00e1r\u00f3 hitel<\/a> j\u00f6v\u0151je sok\u00e1ig k\u00e9rd\u00e9ses volt, eredetileg 2022. december 31-ig lehetett ig\u00e9nyelni a konstrukci\u00f3t, ez\u00e9rt a bankok egy r\u00e9sze december k\u00f6zep\u00e9n felf\u00fcggesztette a befogad\u00e1st, de ahol nem \u00edgy j\u00e1rtak el, ott is figyelmeztett\u00e9k az ig\u00e9nyl\u0151ket, hogy m\u00e1r nem garant\u00e1lt a 2022-es szerz\u0151d\u00e9sk\u00f6t\u00e9s. A december 28-\u00e1n megjelent korm\u00e1nyrendelet szerint azonban a t\u00e1mogat\u00e1s eg\u00e9szen 2024-ig vel\u00fcnk marad.<\/p>\n<p>Egyes p\u00e9nzint\u00e9zetekn\u00e9l az ig\u00e9nyl\u00e9sek befogad\u00e1sa &#8211; legal\u00e1bbis a honlapra kitett inform\u00e1ci\u00f3k alapj\u00e1n &#8211; folyamatos volt. Ez term\u00e9szetesen az \u00faj h\u00edrek f\u00e9ny\u00e9ben nem v\u00e1ltozott, \u00edgy az OTP Bankn\u00e1l, az ERSTE Bankn\u00e1l, a Gr\u00e1nit Bankn\u00e1l \u00e9s a K&amp;H Bankn\u00e1l folyamatosan el\u00e9rhet\u0151 a Babav\u00e1r\u00f3. A decemberben felf\u00fcggeszt\u00e9s mellett d\u00f6nt\u0151 bankok (CIB Bank, MagNet Bank, MKB Bank, Raiffeisen Bank, Takar\u00e9kbank, UniCredit Bank) a <a href=\"https:\/\/bankmonitor.hu\/\" target=\"_blank\" rel=\"noopener\">Bankmonitor.hu<\/a> inform\u00e1ci\u00f3i szerint ugyancsak \u00fajraind\u00edtott\u00e1k a folyamataikat, \u00edgy ak\u00e1r m\u00e1r janu\u00e1r 2-t\u0151l fogadj\u00e1k az ig\u00e9nyl\u00e9seket.<\/p><div id=\"gazda-1699839388\" class=\"gazda-tartalomban gazda-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ez\u00e9rt ism\u00e9t szabadon v\u00e1laszthatnak bankot a fiatal p\u00e1rok, amennyiben m\u00e9g az \u00e9v elej\u00e9n szeretn\u00e9k beadni a hitelig\u00e9nyl\u00e9s\u00fcket. Ehhez term\u00e9szetesen meg kell felelni\u00fck a Babav\u00e1r\u00f3 hitel ig\u00e9nyl\u00e9si felt\u00e9teleinek, illetve be kell szerezni\u00fck a sz\u00fcks\u00e9ges dokumentumokat is. Ezek k\u00f6z\u00fcl jelenleg a TB igazol\u00e1s jelenthet probl\u00e9m\u00e1t, hiszen az igazgat\u00e1si sz\u00fcnet eg\u00e9szen 2023. janu\u00e1r 9-ig tart, vagyis a dokumentum beszerz\u00e9se ezen id\u0151pontig komoly neh\u00e9zs\u00e9gekbe \u00fctk\u00f6zik.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Babav\u00e1r\u00f3 hitel sorsa sok\u00e1ig bizonytalan volt, ez\u00e9rt sz\u00e1mos p\u00e9nzint\u00e9zet felf\u00fcggesztette \u00e9v v\u00e9g\u00e9n a k\u00f6lcs\u00f6nig\u00e9nyl\u00e9s befogad\u00e1s\u00e1t. A t\u00e1mogat\u00e1st azonban v\u00e1ltozatlan felt\u00e9telekkel lehet ig\u00e9nyelni 2023-ban, \u00edgy bankok is \u00fajraind\u00edtott\u00e1k a konstrukci\u00f3 forgalmaz\u00e1s\u00e1t.<\/p>\n","protected":false},"author":1001006,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/142560"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1001006"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=142560"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/142560\/revisions"}],"predecessor-version":[{"id":142561,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/142560\/revisions\/142561"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=142560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=142560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=142560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}