{"id":139758,"date":"2022-03-12T18:44:57","date_gmt":"2022-03-12T17:44:57","guid":{"rendered":"https:\/\/gazdasagportal.hu\/?p=139758"},"modified":"2022-03-12T18:44:57","modified_gmt":"2022-03-12T17:44:57","slug":"omlott-a-vallalatok-penze-a-bankokba-tizezer-milliard-feletti-a-betetjuk","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/omlott-a-vallalatok-penze-a-bankokba-tizezer-milliard-feletti-a-betetjuk\/","title":{"rendered":"\u00d6ml\u00f6tt a v\u00e1llalatok p\u00e9nze a bankokba, t\u00edzezer milli\u00e1rd feletti a bet\u00e9tj\u00fck"},"content":{"rendered":"<p><strong>Meredeken emelkedett \u0151sz a v\u00e1llalatok bankban tartott p\u00e9nze. Decemberben val\u00f3s\u00e1ggal felrobbantak a c\u00e9ges bet\u00e9tek. Ez ugyan janu\u00e1rban vissza\u00e1llt, de m\u00e9g \u00edgy is t\u00edzezer milli\u00e1rd forintn\u00e1l nagyobb az \u00e1llom\u00e1ny. A c\u00e9geknek a bankok\u00a0hajland\u00f3ak magasabb kamatot fizetni, mint a lakoss\u00e1gnak, \u00edgy azt\u00e1n a lek\u00f6t\u00f6tt bet\u00e9tek \u00f6sszege is sz\u00e9pen h\u00edzik.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>A v\u00e1llalatok bankokban elhelyezett p\u00e9nze 11852 milli\u00e1rd forintot tett ki tavaly decemberben. B\u00e1r m\u00e1r 2020. decembere is a b\u0151s\u00e9ges forr\u00e1sokr\u00f3l sz\u00f3lt, \u00edgy is 40 sz\u00e1zal\u00e9k feletti n\u00f6veked\u00e9s jellemezte a bet\u00e9teket a 2020 decemberi 8420 milli\u00e1rd forinthoz k\u00e9pest. M\u00e1jushoz k\u00e9pest n\u00e9gyezer milli\u00e1rd forint felett alakult a v\u00e1llalati p\u00e9nzt\u00f6meg n\u00f6vekm\u00e9nye, aminek a d\u00f6nt\u0151 r\u00e9sze az \u00e9v v\u00e9g\u00e9n halmoz\u00f3dott fel. Csak decemberben m\u00e1sf\u00e9l ezer milli\u00e1rd forintot tett ki a v\u00e1llalati bet\u00e9tek emelked\u00e9se. Ez a n\u00f6veked\u00e9s viszont r\u00e9szben csak \u00e1tmeneti volt, janu\u00e1rban szinte ugyanannyival cs\u00f6kkentek a v\u00e1llalati bet\u00e9tek, mint amennyivel decemberben n\u00f6vekedtek. Viszont \u00edgy is 10638 milli\u00e1rdot tett ki az \u00e9v els\u0151 h\u00f3napj\u00e1ban a v\u00e1llalatok \u00e1ltal bankban parkoltatott p\u00e9nzt &#8211; der\u00fcl ki a <a href=\"https:\/\/bank360.hu\/\" target=\"_blank\" rel=\"noopener\">Bank360.hu<\/a> elemz\u00e9s\u00e9b\u0151l.<\/p>\n<p>A c\u00e9gek a betett \u00f6sszeg 32 sz\u00e1zal\u00e9k\u00e1t k\u00f6t\u00f6tt\u00e9k le janu\u00e1rban, ez a p\u00e9nz pedig szinte kiz\u00e1r\u00f3lag az \u00e9ven bel\u00fcl lek\u00f6t\u00f6tt v\u00e1llalati bet\u00e9tekbe \u00e1ramlott. Ilyen lek\u00f6t\u00e9sekre \u00e1tlagosan 3,31 sz\u00e1zal\u00e9kot kaptak a v\u00e1llalatok, ami jelent\u0151s n\u00f6veked\u00e9st jelen\u00edt meg az egy \u00e9vvel kor\u00e1bbi 0,48 sz\u00e1zal\u00e9khoz k\u00e9pest. Ez a tavaly decemberi 2,75 sz\u00e1zal\u00e9kos kamathoz k\u00e9pest 56 b\u00e1zispontos emelked\u00e9s.<\/p><div id=\"gazda-3343215222\" class=\"gazda-tartalomban gazda-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00cdgy teh\u00e1t a tavaly novemberben beindul\u00f3 nagy kamatemel\u00e9sek, ha nem is teljes m\u00e9rt\u00e9kben, de nagy r\u00e9szben \u00e9rv\u00e9nyes\u00fcltek a v\u00e1llalati bet\u00e9tekn\u00e9l. November elej\u00e9t\u0151l a jelenleg ir\u00e1nyad\u00f3nak sz\u00e1m\u00edt\u00f3 egyhetes bet\u00e9ti kamatot ugyanis az MNB 2,5 sz\u00e1zal\u00e9kkal emelte janu\u00e1r v\u00e9g\u00e9ig. Ugyanakkor a v\u00e1llalati l\u00e1tra sz\u00f3l\u00f3 bet\u00e9tek emelked\u00e9se ehhez k\u00e9pest j\u00f3val szer\u00e9nyebb volt, janu\u00e1rban 0,19 sz\u00e1zal\u00e9kra emelkedett a decemberi 0,15 sz\u00e1zal\u00e9khoz k\u00e9pest.<\/p>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\nA v\u00e1llalati lek\u00f6t\u00f6tt bet\u00e9tek viszont \u00edgy is jelent\u0151sen kedvez\u0151bb aj\u00e1nlatot jelen\u00edtenek meg a lakoss\u00e1gi lek\u00f6t\u00e9sekhez k\u00e9pest. A lakoss\u00e1g sz\u00e1m\u00e1ra az \u00e9ven bel\u00fcli lek\u00f6t\u00f6tt bet\u00e9tek \u00e1tlagkamata 2,08 sz\u00e1zal\u00e9k volt tavaly decemberben, \u00e9s meg ez az alacsonyabb \u00e1tlagos \u00e9rt\u00e9k is csak a bet\u00e9tek nagyj\u00e1b\u00f3l 5 sz\u00e1zal\u00e9k\u00e1t \u00e9rintette. A v\u00e1llalatok ezzel szemben t\u00f6bb mint 1 sz\u00e1zal\u00e9kponttal magasabb kamatra sz\u00e1m\u00edthattak, amivel a c\u00e9gek jelent\u0151s r\u00e9sze, 32 sz\u00e1zal\u00e9ka \u00e9lt is &#8211; \u00edrja a Bank360.hu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Meredeken emelkedett \u0151sz a v\u00e1llalatok bankban tartott p\u00e9nze. Decemberben val\u00f3s\u00e1ggal felrobbantak a c\u00e9ges bet\u00e9tek. Ez ugyan janu\u00e1rban vissza\u00e1llt, de m\u00e9g \u00edgy is t\u00edzezer milli\u00e1rd forintn\u00e1l nagyobb az \u00e1llom\u00e1ny. A c\u00e9geknek a bankok\u00a0hajland\u00f3ak magasabb kamatot fizetni, mint a lakoss\u00e1gnak, \u00edgy azt\u00e1n a lek\u00f6t\u00f6tt bet\u00e9tek \u00f6sszege is sz\u00e9pen h\u00edzik.<\/p>\n","protected":false},"author":1001007,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/139758"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1001007"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=139758"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/139758\/revisions"}],"predecessor-version":[{"id":139759,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/139758\/revisions\/139759"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=139758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=139758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=139758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}