{"id":138416,"date":"2021-10-27T14:31:19","date_gmt":"2021-10-27T12:31:19","guid":{"rendered":"https:\/\/gazdasagportal.hu\/?p=138416"},"modified":"2021-10-27T14:31:19","modified_gmt":"2021-10-27T12:31:19","slug":"a-magyar-bankholding-ugyfeleinek-ket-szazaleka-igenyelte-a-moratorium-meghosszabbitasat","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/a-magyar-bankholding-ugyfeleinek-ket-szazaleka-igenyelte-a-moratorium-meghosszabbitasat\/","title":{"rendered":"A Magyar Bankholding \u00fcgyfeleinek k\u00e9t sz\u00e1zal\u00e9ka ig\u00e9nyelte a morat\u00f3rium meghosszabb\u00edt\u00e1s\u00e1t"},"content":{"rendered":"<p><strong>A Magyar Bankholding h\u00e1rom tagbankja, a Budapest Bank, az MKB Bank \u00e9s a Takar\u00e9k Csoport morat\u00f3riumban l\u00e9v\u0151 lakoss\u00e1gi \u00e9s v\u00e1llalati \u00fcgyfeleinek mintegy k\u00e9t sz\u00e1zal\u00e9ka ig\u00e9nyelte a t\u00f6rleszt\u00e9si morat\u00f3rium meghosszabb\u00edt\u00e1s\u00e1t okt\u00f3ber 1-j\u00e9t k\u00f6vet\u0151en, els\u0151sorban gyermeknevel\u00e9sre \u00e9s j\u00f6vedelemcs\u00f6kken\u00e9sre hivatkozva &#8211; k\u00f6z\u00f6lte a bankcsoport szerd\u00e1n az MTI-vel.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>    A k\u00f6zlem\u00e9nyben kiemelt\u00e9k: csak a t\u00e9nyleges p\u00e9nz\u00fcgyi neh\u00e9zs\u00e9ggel k\u00fczd\u0151knek javasolj\u00e1k a morat\u00f3riumban marad\u00e1st, mivel a t\u00fcrelmi id\u0151 csak a k\u00f6lcs\u00f6n visszafizet\u00e9s\u00e9nek elhalaszt\u00e1s\u00e1t jelenti, \u00e1m az id\u0151k\u00f6zben felhalmozott kamatot k\u00e9s\u0151bb meg kell fizetni.<br \/>\n    Ginzer Ildik\u00f3, a Magyar Bankholding standard kiszolg\u00e1l\u00e1s\u00e9rt felel\u0151s \u00fczleti vez\u00e9rigazgat\u00f3-helyettese a k\u00f6zlem\u00e9nyben eml\u00e9keztetett arra, hogy a meghosszabb\u00edt\u00e1st m\u00e1r csak okt\u00f3ber 31-ig lehet k\u00e9rv\u00e9nyezni; azok az \u00fcgyfelek, akik addig nem nyilatkoznak a marad\u00e1sr\u00f3l, automatikusan kiker\u00fclnek a morat\u00f3riumb\u00f3l.<br \/>\n    A k\u00f6zlem\u00e9ny szerint a h\u00e1rom p\u00e9nzint\u00e9zet \u00f6sszes\u00edtett, morat\u00f3rium alatt \u00e1ll\u00f3 hitel\u00e1llom\u00e1nya 2021 janu\u00e1rja \u00e9s j\u00faniusa k\u00f6z\u00f6tt k\u00f6zel 261 milli\u00e1rd forinttal esett vissza. A tagbankok \u00e1ltal ny\u00fajtott lakoss\u00e1gi hitelek 33,3 sz\u00e1zal\u00e9ka eset\u00e9n \u00e9ltek az ad\u00f3sok a fizet\u00e9si halad\u00e9k ig\u00e9nybev\u00e9tel\u00e9vel 2021. j\u00fanius v\u00e9g\u00e9re, m\u00edg ez az \u00e9rt\u00e9k 2020 v\u00e9g\u00e9n m\u00e9g 41,6 sz\u00e1zal\u00e9k volt. Hasonl\u00f3 v\u00e1ltoz\u00e1s \u00e9rz\u00e9kelhet\u0151 a v\u00e1llalati hitelek eset\u00e9n: m\u00edg 2021 j\u00falius\u00e1ig a v\u00e1llalkoz\u00e1sok 21,8 sz\u00e1zal\u00e9ka maradt a t\u00f6rleszt\u00e9si morat\u00f3riumban, 2020 v\u00e9g\u00e9n a c\u00e9gek 28,4 sz\u00e1zal\u00e9ka \u00e9lt a fizet\u00e9si morat\u00f3rium lehet\u0151s\u00e9g\u00e9vel.<br \/>\n    A Magyar Bankholding azt is k\u00f6z\u00f6lte: a teljes lakoss\u00e1gi \u00e9s v\u00e1llalati hitel\u00e1llom\u00e1nya 2021 els\u0151 hat h\u00f3napj\u00e1ban k\u00f6zel hat sz\u00e1zal\u00e9kkal, azaz 298 milli\u00e1rd forinttal emelkedett.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n    A Magyar Bankholding Zrt. hazai tulajdon\u00fa p\u00e9nz\u00fcgyi holdingt\u00e1rsas\u00e1g, amely a Budapest Bank Zrt., az MKB Bank Nyrt. \u00e9s a Takar\u00e9k Csoport f\u00fazi\u00f3j\u00e1nak megval\u00f3s\u00edt\u00e1s\u00e1t c\u00e9lozza. A t\u00e1rsas\u00e1g 2020. december 15-\u00e9n kezdte meg t\u00e9nyleges m\u0171k\u00f6d\u00e9s\u00e9t, miut\u00e1n a Magyar Nemzeti Bank enged\u00e9ly\u00e9nek birtok\u00e1ban a h\u00e1rom hitelint\u00e9zm\u00e9ny meghat\u00e1roz\u00f3 tulajdonosai a banki r\u00e9szv\u00e9nyeiket a k\u00f6z\u00f6s holdingt\u00e1rsas\u00e1gba apport\u00e1lt\u00e1k.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Magyar Bankholding h\u00e1rom tagbankja, a Budapest Bank, az MKB Bank \u00e9s a Takar\u00e9k Csoport morat\u00f3riumban l\u00e9v\u0151 lakoss\u00e1gi \u00e9s v\u00e1llalati \u00fcgyfeleinek mintegy k\u00e9t sz\u00e1zal\u00e9ka ig\u00e9nyelte a t\u00f6rleszt\u00e9si morat\u00f3rium meghosszabb\u00edt\u00e1s\u00e1t okt\u00f3ber 1-j\u00e9t k\u00f6vet\u0151en, els\u0151sorban gyermeknevel\u00e9sre \u00e9s j\u00f6vedelemcs\u00f6kken\u00e9sre hivatkozva &#8211; k\u00f6z\u00f6lte a bankcsoport szerd\u00e1n az MTI-vel.<\/p>\n","protected":false},"author":1001006,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/138416"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1001006"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=138416"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/138416\/revisions"}],"predecessor-version":[{"id":138417,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/138416\/revisions\/138417"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=138416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=138416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=138416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}