{"id":137153,"date":"2021-07-31T14:58:46","date_gmt":"2021-07-31T12:58:46","guid":{"rendered":"https:\/\/gazdasagportal.hu\/?p=137153"},"modified":"2021-07-31T12:59:26","modified_gmt":"2021-07-31T10:59:26","slug":"jovore-a-megemelt-minimalber-is-segiti-az-ingatlanpiacot-a-duna-house-szerint","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/jovore-a-megemelt-minimalber-is-segiti-az-ingatlanpiacot-a-duna-house-szerint\/","title":{"rendered":"J\u00f6v\u0151re a megemelt minim\u00e1lb\u00e9r is seg\u00edti az ingatlanpiacot a Duna House szerint"},"content":{"rendered":"<p><strong>Az id\u00e9n er\u0151s \u00e9vet v\u00e1r az eddigi ingatlan ad\u00e1sv\u00e9telek \u00e9s hitelfelv\u00e9telek felfut\u00e1sa alapj\u00e1n a Duna House, a c\u00e9g v\u00e1rakoz\u00e1sa szerint j\u00f6v\u0151re is hasonl\u00f3an alakulhat a piac, amit seg\u00edt majd a megemelt minim\u00e1lb\u00e9r is.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>    Az ingatlank\u00f6zvet\u00edt\u0151 v\u00e1llalat az idei els\u0151 f\u00e9l\u00e9vben t\u00f6bb mint 82 ezer ingatlan ad\u00e1sv\u00e9telt v\u00e1r, amelyhez k\u00f6r\u00fclbel\u00fcl 576 milli\u00e1rd forint lak\u00e1sc\u00e9l\u00fa hitel kapcsol\u00f3dik a jegybank adatai \u00e9s a Duna House becsl\u00e9se alapj\u00e1n. Az elemz\u00e9s szerint mindk\u00e9t piacra kiemelt hat\u00e1st gyakoroltak az otthonteremt\u00e9si kedvezm\u00e9nyek kib\u0151v\u00edtett \u00e9s \u00faj lehet\u0151s\u00e9gei, amelyek a v\u00e1rakoz\u00e1sok szerint az idei \u00e9v m\u00e1sodik fel\u00e9ben \u00e9s 2022-ben tov\u00e1bbra is akt\u00edv ingatlanpiacot eredm\u00e9nyeznek majd.<br \/>\n    A mostani, ny\u00e1ri id\u0151szak ut\u00e1n \u00fajra er\u0151s\u00f6d\u0151 \u0151szi id\u0151szakot v\u00e1rnak a szakemberek 2021-ben: az ingatlanpiaci tranzakci\u00f3sz\u00e1mokat n\u00e9zve a Duna House \u00e9ves szinten az \u00e9v elej\u00e9n el\u0151re jelzett 130-150 ezres s\u00e1v tetej\u00e9re v\u00e1rja a piacot.<br \/>\n    Budapesten a legnagyobb, 32 sz\u00e1zal\u00e9kos ar\u00e1nyban 20 milli\u00f3 forint felett volt a jelz\u00e1loghitelek \u00e9rt\u00e9ke, m\u00edg a keleti \u00e9s a nyugati orsz\u00e1gr\u00e9szben a 10-15 milli\u00f3 forintos tranzakci\u00f3 volt a legn\u00e9pszer\u0171bb.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\nAz \u00e1tlagos hitelnagys\u00e1g a f\u0151v\u00e1rosban 17,8, vid\u00e9ken pedig 12,5-13 milli\u00f3 forint k\u00f6r\u00fcl volt az \u00e9v els\u0151 hat h\u00f3napj\u00e1ban. A jelz\u00e1loghitelt ig\u00e9nyl\u0151k t\u00f6bbs\u00e9ge 20 \u00e9ves futamid\u0151vel kalkul\u00e1l, a legal\u00e1bb 10 \u00e9vig fix kamatoz\u00e1s\u00fa hitelek ar\u00e1nya pedig tov\u00e1bbra is a legmagasabb. A 2021. m\u00e1sodik negyed\u00e9vi, orsz\u00e1gos csokig\u00e9nyl\u00e9s ar\u00e1nya 29,2 sz\u00e1zal\u00e9k volt, ami az el\u0151z\u0151 id\u0151szakhoz k\u00e9pest 3,3 sz\u00e1zal\u00e9kponttal magasabb \u00e9rt\u00e9k.<br \/>\n    A k\u00f6zlem\u00e9ny id\u00e9zi Benedikt K\u00e1rolyt, a Duna House elemz\u00e9si vezet\u0151j\u00e9t, aki elmondta: a k\u00f6vetkez\u0151 \u00e9vben sem v\u00e1rnak v\u00e1ltoz\u00e1st, hiszen a csal\u00e1dteremt\u00e9si t\u00e1mogat\u00e1sok m\u00e9g 2022-ben is el\u00e9rhet\u0151k lesznek, r\u00e1ad\u00e1sul az \u00faj term\u00e9kek, mint p\u00e9ld\u00e1ul az \u00e1llamilag t\u00e1mogatott z\u00f6ldhitel, tov\u00e1bb n\u00f6velhetik a lak\u00e1spiaci aktivit\u00e1st. Hozz\u00e1tette: fontos, hogy a nehezebb helyzetben l\u00e9v\u0151 csal\u00e1dok is r\u00e9szes\u00fcljenek a t\u00e1mogat\u00e1sokb\u00f3l, ehhez a minim\u00e1lb\u00e9r tervezett emel\u00e9se nagy seg\u00edts\u00e9g lehet. A mostani szinthez viszony\u00edtott 20 sz\u00e1zal\u00e9kos emel\u00e9s jelent\u0151s lenne, mivel a tervezett, 200 ezer forintos minim\u00e1lb\u00e9rrel sz\u00e1molva, ak\u00e1r 4,5 milli\u00f3 forinttal nagyobb k\u00f6lts\u00e9gvet\u00e9sb\u0151l is gazd\u00e1lkodhatnak a csal\u00e1dok.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n    Az egyik elm\u00e9leti modell szerint p\u00e9ld\u00e1ul ha a h\u00e1zasp\u00e1r mindk\u00e9t tagja akt\u00edv keres\u0151, akkor 20 \u00e9vre, fix 10 \u00e9ves kamatperi\u00f3dussal, 4 sz\u00e1zal\u00e9kos \u00e1tlagkamattal maximum 22 milli\u00f3 forintot ig\u00e9nyelhetnek k\u00f6lcs\u00f6nk\u00e9nt, amihez az \u00f6ner\u0151t \u00e9s az 1,43 milli\u00f3 forintos csokot hozz\u00e1adva, kis h\u00edj\u00e1n 29 milli\u00f3 forintb\u00f3l vehetnek ingatlant. Ez\u00e9rt az \u00f6sszeg\u00e9rt pedig m\u00e1r Budapest csepeli, 8. ker\u00fcleti vagy ak\u00e1r \u00f3budai v\u00e1rosr\u00e9sz\u00e9ben is lehet 50 n\u00e9gyzetm\u00e9teres, k\u00e9tszob\u00e1s kialak\u00edt\u00e1s\u00fa, kisebb fel\u00faj\u00edt\u00e1sra szorul\u00f3, de lakhat\u00f3, panellak\u00e1st v\u00e1s\u00e1rolni. Vid\u00e9ken azonban csal\u00e1di h\u00e1zra is futhat ebb\u0151l a b\u00fcdzs\u00e9b\u0151l &#8211; \u00edrt\u00e1k.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az id\u00e9n er\u0151s \u00e9vet v\u00e1r az eddigi ingatlan ad\u00e1sv\u00e9telek \u00e9s hitelfelv\u00e9telek felfut\u00e1sa alapj\u00e1n a Duna House, a c\u00e9g v\u00e1rakoz\u00e1sa szerint j\u00f6v\u0151re is hasonl\u00f3an alakulhat a piac, amit seg\u00edt majd a megemelt minim\u00e1lb\u00e9r is.<\/p>\n","protected":false},"author":1001006,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/137153"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1001006"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=137153"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/137153\/revisions"}],"predecessor-version":[{"id":137154,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/137153\/revisions\/137154"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=137153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=137153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=137153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}