{"id":135990,"date":"2021-05-31T06:27:20","date_gmt":"2021-05-31T04:27:20","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=135990"},"modified":"2021-05-30T20:02:25","modified_gmt":"2021-05-30T18:02:25","slug":"bankmonitor-11-millio-forinttal-emelkedett-az-atlagberrel-elerheto-lakashitel-marciusra","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/bankmonitor-11-millio-forinttal-emelkedett-az-atlagberrel-elerheto-lakashitel-marciusra\/","title":{"rendered":"Bankmonitor: 1,1 milli\u00f3 forinttal emelkedett az \u00e1tlagb\u00e9rrel el\u00e9rhet\u0151 lak\u00e1shitel m\u00e1rciusra"},"content":{"rendered":"<p><strong>A KSH adatai alapj\u00e1n a m\u00e1rciusi nett\u00f3 kedvezm\u00e9ny n\u00e9lk\u00fcli \u00e1tlagb\u00e9r 289 400 forint volt, ez 13 800 forinttal magasabb a febru\u00e1ri \u00f6sszegn\u00e9l. A j\u00f6vedelemn\u00f6veked\u00e9s kedvez\u0151en hat a hitelfelv\u00e9telre is: az \u00e1tlagb\u00e9rt keres\u0151k m\u00e1rciusban ak\u00e1r 1,1 milli\u00f3 forinttal t\u00f6bb lak\u00e1shitelre lehetnek jogosultak, mint febru\u00e1rban.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Jelent\u0151sen, 13 800 forinttal n\u00f6vekedett az \u00e1tlagb\u00e9r m\u00e1rciusban a t\u00e9l utols\u00f3 h\u00f3napj\u00e1hoz k\u00e9pest a KSH adatai szerint. Ezzel a kedvezm\u00e9ny n\u00e9lk\u00fcli nett\u00f3 \u00e1tlagos kereset el\u00e9rte a 289 400 forintot. Term\u00e9szetesen a b\u00e9rn\u00f6veked\u00e9s a hitelig\u00e9nyl\u0151k sz\u00e1m\u00e1ra is j\u00f3 h\u00edr, hiszen \u00edgy t\u00f6bb k\u00f6lcs\u00f6nre lehetnek jogosultak.<\/p>\n<p><a href=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2021\/05\/lakashitel-2021.-marciusi-atlagber.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-135991\" src=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2021\/05\/lakashitel-2021.-marciusi-atlagber.jpg\" alt=\"\" width=\"859\" height=\"714\" \/><\/a><\/p>\n<p>A <a href=\"https:\/\/bankmonitor.hu\/hitelek\/lakashitel\/\" target=\"_blank\" rel=\"noopener noreferrer\">Bankmonitor lak\u00e1shitel kalkul\u00e1tor<\/a> alapj\u00e1n \u00e1tlagb\u00e9rrel m\u00e1r 3,68 sz\u00e1zal\u00e9kos kamat mellett is kaphatunk 10 \u00e9ves kamatperi\u00f3dus\u00fa lak\u00e1sk\u00f6lcs\u00f6nt. A legkedvez\u0151bb konstrukci\u00f3t v\u00e1lasztva az \u00e1tlagb\u00e9r ak\u00e1r 24,5 milli\u00f3 forint, 20 \u00e9ves futamidej\u0171 lak\u00e1shitelre lehet el\u00e9gs\u00e9ges, ami 1,1 milli\u00f3 forinttal magasabb, mint amit a febru\u00e1ri \u00e1tlagb\u00e9rrel kaphattunk volna.<\/p><div id=\"gazda-2013283808\" class=\"gazda-tartalomban gazda-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><a href=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2021\/05\/szemelyi-kolcson-2021.-marciusi-atlagber.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-135992\" src=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2021\/05\/szemelyi-kolcson-2021.-marciusi-atlagber.jpg\" alt=\"\" width=\"771\" height=\"714\" \/><\/a><\/p>\n<p>A <a href=\"https:\/\/bankmonitor.hu\/hitelek\/szemelyi-kolcson\/\" target=\"_blank\" rel=\"noopener noreferrer\">szem\u00e9lyi k\u00f6lcs\u00f6nb\u0151l<\/a> felvehet\u0151 \u00f6sszegre is komoly hat\u00e1sa van az \u00e1tlagb\u00e9r emelked\u00e9s\u00e9nek: 2021. m\u00e1rcius\u00e1ban ak\u00e1r 6 \u00e9ves futamid\u0151 mellett 8,5 milli\u00f3 szem\u00e9lyi hitelre is jogosultak lehet\u00fcnk \u00e1tlagb\u00e9rrel. A m\u00e1rciusban el\u00e9rhet\u0151 k\u00f6lcs\u00f6n nagys\u00e1ga 500 ezer forinttal magasabb, mint a febru\u00e1ri \u00e1tlagb\u00e9r alapj\u00e1n ig\u00e9nyelhet\u0151 maxim\u00e1lis hitel\u00f6sszeg.<\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\nA szak\u00e9rt\u0151k a kalkul\u00e1ci\u00f3s sor\u00e1n a jogszab\u00e1lyi korl\u00e1tb\u00f3l indultak ki: az ad\u00f3s j\u00f6vedelm\u00e9nek legfeljebb fel\u00e9t ford\u00edthatja hitelt\u00f6rleszt\u00e9sre. Ett\u0151l azonban a bankok szigor\u00fabban is elj\u00e1rhatnak: 40 sz\u00e1zal\u00e9kos j\u00f6vedelemterhelhet\u0151s\u00e9g eset\u00e9n a maxim\u00e1lisan felvehet\u0151 hitel\u00f6sszeg m\u00e1r csak 6,8 milli\u00f3 forint lenne. Fontos, hogy nem minden bank k\u00edn\u00e1l 8 milli\u00f3 forint szem\u00e9lyi k\u00f6lcs\u00f6nt, ez\u00e9rt a p\u00e9nzint\u00e9zet kiv\u00e1laszt\u00e1sakor ezt is figyelembe kell venni.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A KSH adatai alapj\u00e1n a m\u00e1rciusi nett\u00f3 kedvezm\u00e9ny n\u00e9lk\u00fcli \u00e1tlagb\u00e9r 289 400 forint volt, ez 13 800 forinttal magasabb a febru\u00e1ri \u00f6sszegn\u00e9l. A j\u00f6vedelemn\u00f6veked\u00e9s kedvez\u0151en hat a hitelfelv\u00e9telre is: az \u00e1tlagb\u00e9rt keres\u0151k m\u00e1rciusban ak\u00e1r 1,1 milli\u00f3 forinttal t\u00f6bb lak\u00e1shitelre lehetnek jogosultak, mint febru\u00e1rban.<\/p>\n","protected":false},"author":1001006,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/135990"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1001006"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=135990"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/135990\/revisions"}],"predecessor-version":[{"id":135993,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/135990\/revisions\/135993"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=135990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=135990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=135990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}