{"id":108568,"date":"2018-09-05T12:41:41","date_gmt":"2018-09-05T10:41:41","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=108568"},"modified":"2018-09-05T12:41:41","modified_gmt":"2018-09-05T10:41:41","slug":"mnb-oktobertol-jelennek-meg-a-15-eves-kamatrogzitesu-lakashitelek","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/mnb-oktobertol-jelennek-meg-a-15-eves-kamatrogzitesu-lakashitelek\/","title":{"rendered":"MNB: okt\u00f3bert\u0151l jelennek meg a 15 \u00e9ves kamatr\u00f6gz\u00edt\u00e9s\u0171 lak\u00e1shitelek"},"content":{"rendered":"<p><strong>Okt\u00f3ber 1-t\u0151l forgalmazhatj\u00e1k a hitelint\u00e9zetek a 15 \u00e9ves kamatperi\u00f3dusokban r\u00f6gz\u00edtett kamatoz\u00e1s\u00fa Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shiteleket (MFL), a 3 \u00e9ves kamatr\u00f6gz\u00edt\u00e9s\u0171 hitelek \u00e9rt\u00e9kes\u00edt\u00e9se viszont megsz\u0171nik &#8211; k\u00f6z\u00f6lte a Magyar Nemzeti Bank (MNB) szerd\u00e1n az MTI-vel.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    Az \u00faj hitelek bevezet\u00e9s\u00e9re azt k\u00f6vet\u0151en ker\u00fclhet sor, hogy a jegybank m\u00f3dos\u00edtotta a k\u00f6lcs\u00f6n\u00f6k min\u0151s\u00edt\u00e9si keretrendszer\u00e9t &#8211; \u00edrt\u00e1k. Hozz\u00e1tett\u00e9k, hogy a v\u00e1ltoz\u00e1s a hitelfelvev\u0151k biztons\u00e1g\u00e1t szolg\u00e1lja, mivel a hosszabb kamatr\u00f6gz\u00edt\u00e9s kisz\u00e1m\u00edthat\u00f3bb, kock\u00e1zata alacsonyabb. A k\u00f6zlem\u00e9ny szerint a megsz\u0171n\u0151 3 \u00e9ves kamatr\u00f6gz\u00edt\u00e9s\u0171 hitelek ar\u00e1nya 5 sz\u00e1zal\u00e9k al\u00e1 cs\u00f6kkent, az eddig felvett k\u00f6lcs\u00f6n\u00f6k felt\u00e9telei v\u00e1ltozatlanok.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n    <a href=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2018\/09\/lakashitel.jpg\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2018\/09\/lakashitel-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" class=\"alignright size-thumbnail wp-image-108569\" srcset=\"https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2018\/09\/lakashitel-150x150.jpg 150w, https:\/\/gazdasagportal.hu\/wp-content\/uploads\/2018\/09\/lakashitel-70x70.jpg 70w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a>Az MNB t\u00f6bb mint egy \u00e9ve hozta l\u00e9tre a Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shitel min\u0151s\u00edt\u00e9si rendszert. Ennek keret\u00e9ben a hitelint\u00e9zetek 16 ezer \u00fcgyf\u00e9lszerz\u0151d\u00e9st k\u00f6t\u00f6ttek \u00e9s csaknem 180 milli\u00e1rd forint lak\u00e1shitelt foly\u00f3s\u00edtottak. A hosszabb id\u0151szakra vagy a teljes futamid\u0151re kamatfix\u00e1lt term\u00e9kek ar\u00e1nya 50 sz\u00e1zal\u00e9kr\u00f3l 85 sz\u00e1zal\u00e9kra n\u0151tt az \u00faj lak\u00e1shiteleken bel\u00fcl. Az \u00e9ven t\u00fali kamatperi\u00f3dus\u00fa, \u00faj lak\u00e1shitel-szerz\u0151d\u00e9sek 60 sz\u00e1zal\u00e9ka fogyaszt\u00f3bar\u00e1t &#8211; olvashat\u00f3 a k\u00f6zlem\u00e9nyben.<br \/>\n(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Okt\u00f3ber 1-t\u0151l forgalmazhatj\u00e1k a hitelint\u00e9zetek a 15 \u00e9ves kamatperi\u00f3dusokban r\u00f6gz\u00edtett kamatoz\u00e1s\u00fa Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shiteleket (MFL), a 3 \u00e9ves kamatr\u00f6gz\u00edt\u00e9s\u0171 hitelek \u00e9rt\u00e9kes\u00edt\u00e9se viszont megsz\u0171nik &#8211; k\u00f6z\u00f6lte a Magyar Nemzeti Bank (MNB) szerd\u00e1n az MTI-vel.<\/p>\n","protected":false},"author":1,"featured_media":108569,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[146,4,19,22],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/108568"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=108568"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/108568\/revisions"}],"predecessor-version":[{"id":108570,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/108568\/revisions\/108570"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media\/108569"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=108568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=108568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=108568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}