{"id":108167,"date":"2018-08-22T10:54:30","date_gmt":"2018-08-22T08:54:30","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=108167"},"modified":"2018-08-22T10:54:30","modified_gmt":"2018-08-22T08:54:30","slug":"modosulnak-a-jegybanki-adossagfekszabalyok","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/modosulnak-a-jegybanki-adossagfekszabalyok\/","title":{"rendered":"M\u00f3dosulnak a jegybanki ad\u00f3ss\u00e1gf\u00e9kszab\u00e1lyok"},"content":{"rendered":"<p><strong>A Magyar Nemzeti Bank (MNB) rendelete \u00e9rtelm\u00e9ben okt\u00f3ber 1-t\u0151l m\u00f3dosulnak az ad\u00f3ss\u00e1gf\u00e9kszab\u00e1lyok.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    A jegybank szerdai k\u00f6zlem\u00e9nye szerint az MNB P\u00e9nz\u00fcgyi Stabilit\u00e1si Tan\u00e1csa a piaci szerepl\u0151kkel folytatott egyeztet\u00e9st \u00e9s az Eur\u00f3pai K\u00f6zponti Bank v\u00e9lem\u00e9nyez\u00e9s\u00e9t k\u00f6vet\u0151en fogadta el a m\u00f3dos\u00edtott j\u00f6vedelemar\u00e1nyos t\u00f6rleszt\u0151r\u00e9szlet-mutat\u00f3 (jtm) szab\u00e1lyoz\u00e1sr\u00f3l sz\u00f3l\u00f3 rendeletet.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n    Az \u00faj szab\u00e1lyok az 5 \u00e9vet meghalad\u00f3 futamidej\u0171 jelz\u00e1loghitel-k\u00e9relmekn\u00e9l a hitel kamatperi\u00f3dusainak hossz\u00e1t\u00f3l f\u00fcgg\u0151en a jelenlegin\u00e9l alacsonyabb jtm-limiteket \u00edrnak el\u0151. Magasabb t\u00f6rleszt\u0151r\u00e9szlet 2019 j\u00falius\u00e1t\u00f3l 500 ezer forintos havi j\u00f6vedelem eset\u00e9n v\u00e1llalhat\u00f3 a jelenlegi 400 ezer helyett. Az \u00faj rendelet &#8211; mint \u00edrt\u00e1k &#8211; a m\u00e1r felvett hitelek kamatkock\u00e1zat\u00e1nak m\u00e9rs\u00e9kl\u00e9s\u00e9t is t\u00e1mogatja, hiszen szerz\u0151d\u00e9sm\u00f3dos\u00edt\u00e1sn\u00e1l \u00e9s hitelkiv\u00e1lt\u00e1sn\u00e1l nem kell alkalmazni az ad\u00f3ss\u00e1gf\u00e9k szab\u00e1lyokat, ha nem r\u00f6vid\u00fcl az \u00faj hitel kamatperi\u00f3dusa.<br \/>\n    A k\u00f6zlem\u00e9ny hangs\u00falyozza, hogy a jegybank tov\u00e1bb \u00f6szt\u00f6nzi a fix kamatoz\u00e1s\u00fa jelz\u00e1loghiteleket, mivel azok t\u00e1mogatj\u00e1k a kisz\u00e1m\u00edthat\u00f3bb lak\u00e1shitel-t\u00f6rleszt\u00e9st \u00e9s a fenntarthat\u00f3 h\u00e1ztart\u00e1si hitelez\u00e9st. A rendszerint hossz\u00fa, t\u00f6bbnyire 15-20 \u00e9ves futamid\u0151 miatt \u00fcgyelni kell a fizet\u00e9si neh\u00e9zs\u00e9gek elker\u00fcl\u00e9s\u00e9re, hiszen egy kamatv\u00e1ltoz\u00e1s jelent\u0151sen emelheti a t\u00f6rleszt\u0151r\u00e9szleteket &#8211; \u00edrt\u00e1k.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Magyar Nemzeti Bank (MNB) rendelete \u00e9rtelm\u00e9ben okt\u00f3ber 1-t\u0151l m\u00f3dosulnak az ad\u00f3ss\u00e1gf\u00e9kszab\u00e1lyok.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[4,19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/108167"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=108167"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/108167\/revisions"}],"predecessor-version":[{"id":108168,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/108167\/revisions\/108168"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=108167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=108167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=108167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}