{"id":106740,"date":"2018-07-03T12:44:07","date_gmt":"2018-07-03T10:44:07","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=106740"},"modified":"2018-07-03T12:44:07","modified_gmt":"2018-07-03T10:44:07","slug":"mar-csak-egy-bankot-kotelez-az-mnb-rendszerkockazati-tokepuffer-kepzesere","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/mar-csak-egy-bankot-kotelez-az-mnb-rendszerkockazati-tokepuffer-kepzesere\/","title":{"rendered":"M\u00e1r csak egy bankot k\u00f6telez az MNB rendszerkock\u00e1zati t\u0151kepuffer k\u00e9pz\u00e9s\u00e9re"},"content":{"rendered":"<p><strong>A jegybank a j\u00faniusi fel\u00fclvizsg\u00e1lat ut\u00e1n a 2018. els\u0151 negyed\u00e9ves probl\u00e9m\u00e1s projekthitel-\u00e1llom\u00e1ny alapj\u00e1n a CIB Bank Zrt.-n\u00e9l cs\u00f6kkentette a rendszerkock\u00e1zati t\u0151kepuffer-k\u00e9pz\u00e9si k\u00f6telezetts\u00e9get, m\u00edg  a Raiffeisen Bank Zrt.-n\u00e9l megsz\u00fcntette azt.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    A Magyar Nemzeti Bank keddi k\u00f6zlem\u00e9nye szerint a CIB Bankn\u00e1l egy sz\u00e1zal\u00e9kos t\u0151kepuffert \u00edrtak el\u0151 j\u00falius elsej\u00e9t\u0151l, ami a kor\u00e1bbi m\u00e9rt\u00e9k fele.<br \/>\n    Eml\u00e9keztettek arra: a 2008-as v\u00e1ls\u00e1g el\u0151tt a kereskedelmi ingatlanfinansz\u00edroz\u00e1si piacon kialakult t\u00falzott hitelez\u00e9s miatt fel\u00e9p\u00fclt probl\u00e9m\u00e1s projekthitel kitetts\u00e9gek kiemelt p\u00e9nz\u00fcgyi stabilit\u00e1si kock\u00e1zatot jelentettek, ez\u00e9rt d\u00f6nt\u00f6tt az MNB 2014 \u0151sz\u00e9n a rendszerkock\u00e1zati t\u0151kepuffer (Systemic Risk Buffer &#8211; SyRB) k\u00f6vetelm\u00e9ny el\u0151\u00edr\u00e1s\u00e1r\u00f3l.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n    A probl\u00e9m\u00e1s kitetts\u00e9gek m\u00e9rt\u00e9k\u00e9t figyelembe v\u00e9ve a jegybank els\u0151 alkalommal 2017. j\u00falius 1-j\u00e9t\u0151l \u00edrt el\u0151 rendszerkock\u00e1zati t\u0151kepuffert a CIB Bank Zrt. \u00e9s a Raiffeisen Bank Zrt. eset\u00e9ben.<br \/>\n    A rendszerkock\u00e1zati t\u0151kepuffer meghat\u00e1roz\u00e1s\u00e1nak bejelent\u00e9s\u00e9t k\u00f6vet\u0151en a bankok \u00e9rdemben tiszt\u00edtott\u00e1k m\u00e9rlegeiket &#8211; \u00e1ll a k\u00f6zlem\u00e9nyben. A 2017. m\u00e1rcius 31-i 241 milli\u00e1rd forintos probl\u00e9m\u00e1s \u00e1llom\u00e1ny 2018. els\u0151 negyed\u00e9v v\u00e9g\u00e9ig 127 milli\u00e1rd forintra m\u00e9rs\u00e9kl\u0151d\u00f6tt. Ez a jegybank szerint azt jelzi, hogy az eszk\u00f6z fenntartotta az \u00f6szt\u00f6nz\u00e9st a tov\u00e1bbi portf\u00f3li\u00f3tiszt\u00edt\u00e1sra, \u00e9s ezzel a c\u00e9lzott rendszerkock\u00e1zat az elm\u00falt egy \u00e9vben \u00e9rdemben m\u00e9rs\u00e9kl\u0151d\u00f6tt.<br \/>\n    A rendszerkock\u00e1zati t\u0151kepuffereket az MNB \u00e9vente vizsg\u00e1lja fel\u00fcl. A sz\u00fcks\u00e9ges m\u00e9rlegtiszt\u00edt\u00e1s megval\u00f3sul\u00e1s\u00e1ig a megk\u00e9pzett t\u0151kepufferek biztos\u00edtj\u00e1k a probl\u00e9m\u00e1s kitetts\u00e9gekkel \u00f6sszef\u00fcgg\u0151, fennmarad\u00f3 rendszerkock\u00e1zat elleni megfelel\u0151 sokkellen\u00e1ll\u00f3 k\u00e9pess\u00e9get.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A jegybank a j\u00faniusi fel\u00fclvizsg\u00e1lat ut\u00e1n a 2018. els\u0151 negyed\u00e9ves probl\u00e9m\u00e1s projekthitel-\u00e1llom\u00e1ny alapj\u00e1n a CIB Bank Zrt.-n\u00e9l cs\u00f6kkentette a rendszerkock\u00e1zati t\u0151kepuffer-k\u00e9pz\u00e9si k\u00f6telezetts\u00e9get, m\u00edg a Raiffeisen Bank Zrt.-n\u00e9l megsz\u00fcntette azt.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[4,19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/106740"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=106740"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/106740\/revisions"}],"predecessor-version":[{"id":106741,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/106740\/revisions\/106741"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=106740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=106740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=106740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}