{"id":105725,"date":"2018-05-28T11:03:42","date_gmt":"2018-05-28T09:03:42","guid":{"rendered":"http:\/\/gazdasagportal.hu\/?p=105725"},"modified":"2018-05-28T11:03:42","modified_gmt":"2018-05-28T09:03:42","slug":"az-mnb-47-millio-forintra-buntette-a-magnet-bankot","status":"publish","type":"post","link":"https:\/\/gazdasagportal.hu\/index.php\/az-mnb-47-millio-forintra-buntette-a-magnet-bankot\/","title":{"rendered":"Az MNB 47 milli\u00f3 forintra b\u00fcntette a MagNet Bankot"},"content":{"rendered":"<p><strong>Az MNB 47 milli\u00f3 forint b\u00edrs\u00e1got szabott ki a MagNet Magyar K\u00f6z\u00f6ss\u00e9gi Bank Zrt.-re (MagNet Bank), mivel fel\u00fcgyeleti vizsg\u00e1latakor t\u00f6bb ter\u00fcleten k\u00fcl\u00f6nf\u00e9le hi\u00e1nyoss\u00e1gokat tapasztalt a p\u00e9nzint\u00e9zetn\u00e9l &#8211; tette k\u00f6zz\u00e9 a Magyar Nemzeti Bank (MNB) honlapj\u00e1n, h\u00e9tf\u0151n.<\/strong><!--more--><\/p>\n<div class=\"ads-in-post1\"><div id=\"gazdasagportal.hu_fullbanner_wideboard\"><\/div>\r\n<\/div>\n<p>    A jegybank k\u00f6zlem\u00e9ny\u00e9b\u0151l kider\u00fcl: a bankn\u00e1l probl\u00e9m\u00e1kat \u00e9szleltek a hitelkock\u00e1zat-kezel\u00e9s\u00e9ben, az adatszolg\u00e1ltat\u00e1s, az informatikai v\u00e9delem \u00e9s a javadalmaz\u00e1si politika ter\u00fclet\u00e9n, illetve a hitelint\u00e9zet a p\u00e9nzmos\u00e1s \u00e9s terrorizmus finansz\u00edroz\u00e1s\u00e1nak megel\u0151z\u00e9s\u00e9re \u00e9rdek\u00e9ben sem tett eleget.<br \/>\n    A hitelkock\u00e1zat kezel\u00e9s\u00e9n\u00e9l egyebek k\u00f6zt a monitoring folyamatban, a fedezetek megl\u00e9t\u00e9vel, \u00e9rt\u00e9kel\u00e9s\u00e9vel \u00e9s \u00e9rv\u00e9nyes\u00edthet\u0151s\u00e9g\u00e9vel kapcsolatban tal\u00e1lt kifog\u00e1solni val\u00f3t az MNB. A k\u00f6vetel\u00e9s-elad\u00e1sokn\u00e1l p\u00e9ld\u00e1ul hi\u00e1nyzott a kell\u0151 r\u00e9szletezetts\u00e9g\u0171 bels\u0151 szab\u00e1lyoz\u00e1s, \u00e9s nem \u00e1llt rendelkez\u00e9sre megfelel\u0151 \u00fcgyf\u00e9lcsoport-k\u00e9pz\u00e9si \u00e9s \u00fcgyf\u00e9lmin\u0151s\u00edt\u00e9si rendszer sem &#8211; k\u00f6z\u00f6lte a jegybank.<br \/>\n<div class=\"ads-in-post2\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"fluid\"\r\n     data-ad-layout-key=\"-6t+ed+2i-1n-4w\"\r\n     data-ad-client=\"ca-pub-1959107119989764\"\r\n     data-ad-slot=\"4008251320\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n    A p\u00e9nzint\u00e9zetnek fel\u00fcl kell vizsg\u00e1lnia az adatteljes\u00edt\u00e9st t\u00e1mogat\u00f3 informatikai rendszer\u00e9t &#8211; hangs\u00falyozt\u00e1k a k\u00f6zlem\u00e9nyben utalva arra, hogy a jegybank kiemelt szigorral l\u00e9p fel a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek esetleges adatszolg\u00e1ltat\u00e1si hi\u00e1nyoss\u00e1gai miatt.<br \/>\n    Az MNB a MagNet Bankn\u00e1l 2015. december 31-t\u0151l kezd\u0151d\u0151en tekintette \u00e1t a folyamatokat.<br \/>\n    A b\u00edrs\u00e1g \u00f6sszeg\u00e9nek meghat\u00e1roz\u00e1sakor a jegybank figyelembe vette, hogy a hitelkock\u00e1zat-kezel\u00e9sn\u00e9l felt\u00e1rt jogs\u00e9rt\u00e9sek kock\u00e1zata magas besorol\u00e1s\u00fa volt. Enyh\u00edt\u0151 k\u00f6r\u00fclm\u00e9nynek sz\u00e1m\u00edtott, hogy a hi\u00e1nyoss\u00e1goknak nem volt hat\u00e1sa az \u00fcgyfelekre, m\u00e1s piaci szerepl\u0151kre, r\u00e1ad\u00e1sul a hitelint\u00e9zet sz\u00e1mos probl\u00e9m\u00e1t m\u00e1r a vizsg\u00e1lat sor\u00e1n kijav\u00edtott &#8211; \u00e1ll a k\u00f6zlem\u00e9nyben.(MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az MNB 47 milli\u00f3 forint b\u00edrs\u00e1got szabott ki a MagNet Magyar K\u00f6z\u00f6ss\u00e9gi Bank Zrt.-re (MagNet Bank), mivel fel\u00fcgyeleti vizsg\u00e1latakor t\u00f6bb ter\u00fcleten k\u00fcl\u00f6nf\u00e9le hi\u00e1nyoss\u00e1gokat tapasztalt a p\u00e9nzint\u00e9zetn\u00e9l &#8211; tette k\u00f6zz\u00e9 a Magyar Nemzeti Bank (MNB) honlapj\u00e1n, h\u00e9tf\u0151n.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/105725"}],"collection":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/comments?post=105725"}],"version-history":[{"count":1,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/105725\/revisions"}],"predecessor-version":[{"id":105726,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/posts\/105725\/revisions\/105726"}],"wp:attachment":[{"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/media?parent=105725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/categories?post=105725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazdasagportal.hu\/index.php\/wp-json\/wp\/v2\/tags?post=105725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}